Credit union · NCUA insured
Greater Texas Credit Union Savings Rates
Greater Texas Credit Union’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Greater Texas Credit Union’s savings rates compare
Compared with banks and credit unions near Austin, TX, where Greater Texas Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Greater Texas Credit Union
0.30%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $30
Money Market Account
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Nizari Credit Union
4.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $400
Greater Texas Credit Union savings score
73
Savings score
Higher than 33% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.40%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Greater Texas Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market Account
0.30%APY
Dividends paid monthly. Daily Balance Method calculation.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Daily Balance Method. | 0.00% | — | Daily Balance Method. |
| $2,500 – $25,000Daily Balance Method. | 0.30% | $30 | Daily Balance Method. |
| $25,000 – $75,000Daily Balance Method. | 0.35% | — | Daily Balance Method. |
| $75,000 – $150,000Daily Balance Method. | 0.40% | — | Daily Balance Method. |
| $150,000 and upDaily Balance Method. | 0.50% | — | Daily Balance Method. |
Share Savings Accounts
0.05%APY
Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Daily Balance Method. Dividends paid quarterly. | 0.00% | — | Daily Balance Method. Dividends paid quarterly. |
| Up to $1,000Daily Balance Method. Dividends paid quarterly. | 0.05% | — | Daily Balance Method. Dividends paid quarterly. |
| $1,000 – $2,500Daily Balance Method. Dividends paid quarterly. | 0.05% | — | Daily Balance Method. Dividends paid quarterly. |
| $2,500 and upDaily Balance Method. Dividends paid quarterly. | 0.05% | $5 | Daily Balance Method. Dividends paid quarterly. |
Sources (1)
- gtfcu.org/aggieland-cu/accounts/rates/rates · captured Oct 16, 2026
Special-purpose accounts
IRA Traditional, Roth, Educational, SEP Accounts
0.30%APY
Passbook. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balancePassbook. Dividends paid quarterly.Any balance | 0.30% | $30 | Passbook. Dividends paid quarterly. |
Sources (1)
- gtfcu.org/aggieland-cu/accounts/rates/rates · captured Oct 16, 2026
Golden Star Club Accounts (for Members 55 and older)
0.05%APY
For Members 55 and older. Dividends paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5Daily Balance Method. Dividends paid quarterly. | 0.00% | — | Daily Balance Method. Dividends paid quarterly. |
| Up to $1,000Daily Balance Method. Dividends paid quarterly. | 0.05% | — | Daily Balance Method. Dividends paid quarterly. |
| $1,000 – $2,500Daily Balance Method. Dividends paid quarterly. | 0.05% | — | Daily Balance Method. Dividends paid quarterly. |
| $2,500 and upDaily Balance Method. Dividends paid quarterly. | 0.05% | $5 | Daily Balance Method. Dividends paid quarterly. |
Sources (1)
- gtfcu.org/aggieland-cu/accounts/rates/rates · captured Oct 16, 2026
Health Savings Accounts
0.05%APY
Must be covered by a high deductible health plan (HDHP). Dividends paid monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividends paid monthly.Any balance | 0.05% | $5 | Dividends paid monthly. |
Sources (1)
- gtfcu.org/aggieland-cu/accounts/rates/rates · captured Oct 16, 2026
Minor Accounts (for members under age 18)
0.05%APY
For members under age 18. Dividends paid quarterly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceUnder Age 18. Dividends paid quarterly.Any balance | 0.05% | $5 | Under Age 18. Dividends paid quarterly. |
Sources (1)
- gtfcu.org/aggieland-cu/accounts/rates/rates · captured Oct 16, 2026
Who can join Greater Texas Credit Union
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