Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 91–105 results in Pennsylvania
- CACL Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.00%–3.00% by balance
Credit union · 4 branches
2.00%APY$200 a year on $10,000Requirements
Product: Requires membership with a $5 deposit into a Membership Savings Account. $2,000 minimum balance to open and earn stated APY. Dividends credited monthly. Up to 3 free withdrawals or transfers per month, then $5.00 fee per additional withdrawal/transfer.
1.98% interest rate · Effective Nov 6, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $20,000Your amount 2.00% $20,000 – $75,000 2.75% $75,000 – $500,000 3.00% $500,000 and up 3.00% Rate checked
More details - PAAC Transit Division FCUShare Savings AccountSavings · $500 min · 0.75%–2.00% by balance
Credit union · 1 branch
2.00%APY$200 a year on $10,000intro rateRequirements
Product: All rates subject to change, for qualified borrowers. Published rates were effective until 06/30/2026. Rate earned is based upon daily balance.
Offer: Tier 4: Based upon daily balance on deposits $500 up to $4,999.
Promotional rate · 0.75% interest rate · Effective Jun 30, 2026
Rate by balance
Rate by balance for Share Savings Account Balance APY $500 – $4,999 0.75% $5,000 – $9,999 1.75% $10,000 – $49,999Your amount 2.00% $50,000 and up 2.00% Rate checked
More details - Tri County Area Federal Credit UnionHigh Rate SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must link to High Rate Checking or Cash Back Checking. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 1 direct deposit, ACH payment or ACH credit transaction; at least 12 debit card purchases; and enrolled in and agree to receive eStatements.
Offer: Applies to average daily balances up to and including $100,000 when qualifications are met in linked High Rate or Cash Back Checking during the Monthly Qualification Cycle.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Nov 4, 2025
Rate by balance
Rate by balance for High Rate Savings Balance APY Up to $100,000Your amount 2.00% $100,000 and up 0.50% Rate checked
More details - 1.80%APY$180 a year on $10,000with conditions
Requirements
Product: Must be linked to INFIR$T REWARD$ Cash Checking or INFIR$T REWARD$ Cash Back Checking. Qualifying on the linked checking account qualifies the savings. If the linked checking is closed, the bank may close this savings or transfer it to statement savings. No monthly service fees. Interest compounded monthly and credited on the last day of the statement cycle. $0.01 to open and $0.01 to earn interest.
Offer: When linked checking qualifications are met and the daily balance is $100,000 or less, the entire balance earns this rate. Rate table interest rate 1.79% / APY 1.80%; Truth in Savings states 1.795% interest / 1.80% APY. When the balance exceeds $100,000, this APY still applies to the portion up to $100,000. Qualifications during the monthly qualification cycle on the linked checking: 12 POS debit card purchases post and settle (ATM and transfers do not count); enrolled in and receiving eStatements; at least one direct deposit or ACH automatic payment posts and settles. Rate may change at any time.
Qualified rate · 1.79% interest rate · Compounded monthly · No monthly fee · Effective May 16, 2023
Rate checked
More details - Choice One Community Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.75%–2.25% by balance
Credit union · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: Must maintain a $100 balance in primary Choice One Share Savings at all times. Minimum deposit of $2,000 required to open.
Offer: Each withdrawal must be at least $500.00; withdrawals by check only; maximum of 6 withdrawals per month; $100.00 required in primary savings account.
1.74% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Northampton Area School District Employees Federal Credit UnionShare AccountsSavings · $5 min · 1.75%–2.50% by balance
Credit union · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: To open a share account, you must deposit a minimum of $5.00 into the account. A minimum of $5.00 must be kept in to keep the account active. Dividend (interest) is declared quarterly.
Offer: Dividend Rates based on Average Daily Balances.
Rate by balance
Rate by balance for Share Accounts Balance APY Up to $10,000Your amount 1.75% $10,000 – $25,000 2.00% $25,000 – $75,000 2.25% Over $75,000 2.50% Rate checked
More details - Meridian BankPersonal Money MarketPersonal Money Market · $100 min · 1.00%–2.25% by balance
Bank · 6 branches
1.75%APY$175 a year on $10,000Requirements
Product: $1,000 minimum daily balance to waive $10 monthly charge. Minimum to open $100.
Offer: $1,000 minimum daily balance to waive $10 monthly charge.
0.99% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - Lehigh Valley Educators CUMoney MarketMoney Market · $0 min · 0.00%–2.25% by balance
Credit union · 2 branches
1.70%APY$170 a year on $10,000Requirements
Product: No minimum deposit. $2,500 minimum balance to earn disclosed APY. Dividends compounded daily and credited/paid monthly. Once the threshold is met, rates apply to the entire balance. Deposits can be made at anytime. Can be used as overdraft protection for checking. First order of checks free (Basic Style). Easily open through e-Tran Online Banking.
Offer: Tier 1st. Once the threshold is met, rates apply to the entire balance. Dividends are compounded daily and paid monthly.
0.00% interest rate · Compounded daily · Effective Oct 7, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.00% $2,500 – $10,000Tier 2nd. 1.60% $10,000 – $25,000Your amountTier 3rd. 1.70% $25,000 – $50,000Tier 4th. 1.90% $50,000 and upTier 5th. 2.25% Rate checked
More details - 1.70%APY$170 a year on $10,000
Requirements
Product: Requires enrollment in and receipt of eStatements to earn the premium rate. No monthly fees.
Offer: Earns premium interest rate with enrollment and receipt of eStatements.
1.69% interest rate · No monthly fee · Effective Sep 22, 2026
Rate checked
More details - ARC Federal Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 1.26%–2.27% by balance
Credit union · 2 branches
1.51%APY$151 a year on $10,0001.25% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $10,000 1.26% $10,000 – $25,000Your amount 1.51% $25,000 – $50,000 1.76% $50,000 – $100,000 2.02% $100,000 and up 2.27% Rate checked
More details - Wayne BankPremium Money Market Deposit AccountPremium Money Market Deposit Account · $2,500 min
Bank · 19 branches
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at the time the Premium MMDA is opened.
Offer: Must maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at opening. Accounts with a daily balance of less than $2,500 are subject to a $10 monthly service fee.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 1.51%APY$151 a year on $10,000
1.50% interest rate · Effective Oct 1, 2025
Rate checked
More details - WSFS BankHigh-Yield Money Market AccountHigh-Yield Money Market Account · $100 min · 0.03%–3.75% by balance
Bank · 47 branches
1.50%APY$150 a year on $10,000intro rateRequirements
Product: Personal accounts only. Minimum opening deposit is $100. $15 monthly maintenance fee waived by maintaining a minimum daily balance of $10,000 per statement period (fee waiver requirement waived for the first three months of account opening). Limit of 6 preauthorized withdrawals/transfers per month or statement cycle. Available to residents in PA, DE, or NJ.
Offer: Promotional tier with promo code MM2026. Personal accounts only. Available in PA, DE, NJ.
Promotional rate · $15 monthly fee · Effective Oct 22, 2026
Rate by balance
Rate by balance for High-Yield Money Market Account Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 1.50% $25,000 and upPromotional rate requires bringing at least $25,000 in new money and using promo code MM2026 when opening online or mentioning offer code at a banking office. Eligibility restricted to individuals residing in Pennsylvania, Delaware, or New Jersey. 3.75% $50,000 – $100,000Standard High-Yield Money Market rate tier. No promo code required. 2.00% $100,000 and upStandard High-Yield Money Market rate tier. No promo code required. 3.00% Rate checked
More details - 1.50%APY$150 a year on $10,000
1.49% interest rate · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - FedEx Employees Credit AssociationMoney Market CheckingMoney Market Checking · $5,000 min · 1.45%–1.75% by balance
Credit union · 1 branch
1.50%APY$150 a year on $10,000Requirements
Product: Minimum opening deposit of $5,000 is required and must be maintained to receive dividends. If account balance falls below $2,500, a $10 fee will be assessed monthly.
Offer: Minimum opening deposit of $5,000 required and must be maintained to receive dividends. $10 monthly fee assessed if balance falls below $2,500.
$10 monthly fee · Effective Oct 13, 2024
Rate by balance
Rate by balance for Money Market Checking Balance APY $5,000 – $10,000 1.45% $10,000 – $25,000Your amount 1.50% $25,000 – $50,000 1.55% $50,000 – $100,000 1.60% $100,000 and up 1.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch