Bank · FDIC insured
InFirst Bank Savings Rates
InFirst Bank’s best savings rate is 0.02% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How InFirst Bank’s savings rates compare
Compared with banks and credit unions near Indiana, PA, where InFirst Bank has the most branches. $10,000, best rate first.
This bank’s best
InFirst Bank
1.80%APY
- Requires
- Monthly account activity
- Minimum
- $0.01
- Earns on $10,000 a year
- $180
INFIR$T REWARD$ Savings
2nd-highest rate
Marion Center Bank
0.60%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $60
3rd-highest rate
First Commonwealth Bank
0.20%APY
- Requires
- Another account
- Minimum
- $1,000
- Earns on $10,000 a year
- $20
InFirst Bank savings score
68
Savings score
Higher than 22% of U.S. banks and credit unions
- $1,000 balance$1,0000.02%
- $10,000 balance$10,0000.02%
- $100,000 balance$100,0000.10%
- QualifiedQualified1.80%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where InFirst Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Statement Savings
0.02%APY
Interest compounded and credited quarterly. Can be linked to an InFirst Bank checking account for Balance Protection. Accounts with direct deposit or ATM activity receive a monthly statement; otherwise quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000$3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Variable rate at the bank's discretion. Same tier on Region 1–3 tables. | 0.02% | $2 | $3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Variable rate at the bank's discretion. Same tier on Region 1–3 tables. |
| $25,000 – $75,000$3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Same tier on Region 1–3 tables. | 0.05% | — | $3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Same tier on Region 1–3 tables. |
| $75,000 and up$3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Same tier on Region 1–3 tables. | 0.10% | — | $3.00 service charge every statement cycle if the balance falls below $100.00 any day of the cycle; not charged on accounts for children under 18. Same tier on Region 1–3 tables. |
INFIR$T REWARD$ Savings
0.00%APY on $10,000
Must be linked to INFIR$T REWARD$ Cash Checking or INFIR$T REWARD$ Cash Back Checking. Qualifying on the linked checking account qualifies the savings. If the linked checking is closed, the bank may close this savings or transfer it to statement savings. No monthly service fees. Interest compounded monthly and credited on the last day of the statement cycle. $0.01 to open and $0.01 to earn interest.
| Part of the balance | Rate on that part |
|---|---|
| Over $100,000 | 1.99% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Special-purpose accounts
CACHÉ Savings Account
0.15%APY
Also listed as CACHÉ Club on the personal savings rate tables. Designed for annual-goal savings with a customer-selected payout month; interest is credited at maturity (payout). Variable rate at the bank's discretion. No withdrawals of principal or interest before maturity; early closeout before the annual payout date charges a $5.00 penalty and forfeits accrued interest. Automatically renews after disbursement. Direct deposit of payout to another InFirst Bank deposit account has no fee; check disbursement has a $2.00 processing fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0Minimum $0.01 to open and $0.01 daily balance to obtain the disclosed APY. Interest credited at maturity. Same APY shown on Personal Savings Rates Region 1, 2, and 3 tables.Over $0 | 0.15% | $15 | Minimum $0.01 to open and $0.01 daily balance to obtain the disclosed APY. Interest credited at maturity. Same APY shown on Personal Savings Rates Region 1, 2, and 3 tables. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.