Credit union · NCUA insured
PAAC Transit Division FCU Savings Rates
PAAC Transit Division FCU’s best savings rate is 2.00% APY on $10,000, with its Share Savings Account. Rates checked October 16, 2026.
How PAAC Transit Division FCU’s savings rates compare
Compared with banks and credit unions near Pittsburgh, PA, where PAAC Transit Division FCU has the most branches. $10,000, best rate first.
This credit union’s best
PAAC Transit Division FCU
2.00%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $200
Share Savings Account
Top rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
2nd-highest rate
Dollar Bank
3.75%APY
- Requires
- Another account
- Minimum
- $50
- Earns on $10,000 a year
- $375
PAAC Transit Division FCU savings score
89
Savings score
Higher than 88% of U.S. banks and credit unions
- $1,000 balance$1,0000.75%
- $10,000 balance$10,0002.00%
- $100,000 balance$100,0002.00%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PAAC Transit Division FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Savings Account
2.00%APY
All rates subject to change, for qualified borrowers. Published rates were effective until 06/30/2026. Rate earned is based upon daily balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $4,999Tier 4: Based upon daily balance on deposits $500 up to $4,999. | 0.75% | — | Tier 4: Based upon daily balance on deposits $500 up to $4,999. |
| $5,000 – $9,999Tier 3: Based upon daily balance on deposits $5,000 up to $9,999. | 1.75% | — | Tier 3: Based upon daily balance on deposits $5,000 up to $9,999. |
| $10,000 – $49,999Tier 2: Based upon daily balance on deposits $10,000 up to $49,999. | 2.00% | $200 | Tier 2: Based upon daily balance on deposits $10,000 up to $49,999. |
| $50,000 and upTier 1: Based upon daily balance on deposits $50,000 and above. | 2.00% | — | Tier 1: Based upon daily balance on deposits $50,000 and above. |
Sources (1)
- paacfcu.com/deposit-accounts · captured Sep 17, 2026
Special-purpose accounts
Christmas Club Account
0.50%APY
Last declared dividend rate as of the last dividend declaration date.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceDividend rate as of the last dividend declaration date.Any balance | 0.50% | $50 | Dividend rate as of the last dividend declaration date. |
Sources (1)
- paacfcu.com/deposit-accounts · captured Sep 17, 2026
Who can join PAAC Transit Division FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees of the Port Authority of Pittsburgh.
Family and household
- Membership is open to immediate family of current members.
Membership information collected October 5, 2026.