Compare Bank & Credit Union Rates
Best savings rates in Newtown, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bucks County, PA · Showing Bucks County, PA: too few institutions in Newtown, PA
- UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 8 branches
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - Trumark Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.50% by balance
Credit union · 5 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Requires an active Momentum Checking Account and meeting monthly qualification requirements ($1,000 in electronic deposits, 15 qualifying transactions, or age 26 or younger) to earn 3.50% APY on balances from $1 to $100,000; balances above $100,000 or months when qualifications are not met earn the Primary Savings rate.
Offer: If monthly qualification requirements are not met, the account earns the Primary/Regular Savings rate for that month.
Qualified rate · 0.09% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Any balance 0.10% Up to $100,000Your amount 3.50% Over $100,000 0.10% Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. Includes two free withdrawals per month (including transfers between shares or to another Access CU account); $10 fee per each additional withdrawal/transfer out.
Offer: Deposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out.
Effective Sep 18, 2024
Rate checked
More details - American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min
Credit union · 8 branches
3.20%APY$320 a year on $10,000Requirements
Product: Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal ($25 fee for each additional withdrawal per statement cycle). Maximum deposit amount is $1,000,000.
Offer: $10 monthly fee waived with daily balance of $10,000 or more; first 3 transfers/withdrawals per month free, $25 for each subsequent.
3.15% interest rate · Balance cap $1,000,000 · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details - Citadel Credit UnionHigh Yield Savings AccountSavings · $5,000 min · 1.20%–3.20% by balance
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Deposits federally insured by NCUA up to $250,000 per member. Three free withdrawals or transfers per calendar quarter, then $25 fee each. Rate boosts available when paired with Ultimate Growth Checking tiers. Inactivity fee of $5/month applies after 1 year of inactivity unless combined deposit balance is $500+ or primary owner is under 13.
Offer: Base rate. Variable rate. Minimum balance to earn APY is $5,000. 3 free withdrawals/transfers per calendar quarter, then $25 each.
1.20% interest rate · No monthly fee
Rate by balance
Rate by balance for High Yield Savings Account Balance APY $5,000 – $9,999 1.20% $10,000 and upYour amount 3.20% Rate checked
More details - Self Reliance Financial Federal Credit UnionHigh Yield Savings AccountSavings · $5,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Must be a member of SRFFCU. Rates and APYs are variable and may change after account opening. Dividends compounded daily and credited monthly.
Offer: A minimum balance of $5,000 is required to open the account and earn the advertised APY. If balance falls below $5,000, dividends/advertised APY will not be earned. Rates and APYs are variable.
3.15% interest rate · Compounded daily · Effective Oct 1, 2026
Rate checked
More details - Freedom Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.25%–3.19% by balance
Credit union · 1 branch
3.19%APY$319 a year on $10,000Requirements
Product: Requires membership with Freedom Credit Union (open regular savings with $5 minimum balance; eligible if living, working, worshiping, volunteering, or attending school in Bucks, Chester, Delaware, Montgomery, or Philadelphia Counties). Tier 2 rate is variable and subject to daily adjustments.
Offer: Tier 1 rate. Dividends are paid monthly on average daily balance based on current tier level rate.
0.25% interest rate
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $10,000 0.25% $10,000 and upYour amountTier 2 rate. Variable rate subject to daily adjustments. Dividends paid monthly on average daily balance based on current tier level rate. 3.19% Rate checked
More details - 3.00%APY$300 a year on $10,000
Requirements
Product: Opening deposits must be New to First Bank funds; transfers or withdrawals from an existing First Bank account redeposited into the new account do not qualify. First Bank reserves the right to limit the number of accounts opened. During any statement cycle, you may not make more than 6 withdrawals or transfers to another account or third party. No monthly maintenance fees.
Offer: New-to-bank funds required for opening deposit. Max 6 withdrawals/transfers per statement cycle.
Conditional rate · 0.00% interest rate · No monthly fee · Effective Oct 20, 2026
Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - 2.80%APY$280 a year on $10,000
Requirements
Product: Limited Availability.
Offer: Tier for daily balance of $100,000 or less.
2.77% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for High-Yield Digital Savings Balance APY Up to $100,000Your amount 2.80% $100,001 and up 3.50% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Premium Yield Account (S25) · $2,500 min · 2.75%–3.00% by balance
Credit union · 2 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 minimum balance to earn dividends. Dividends do not accrue on days when the ending balance is below $2,500. Two free withdrawals/transfers per month; $10 fee per each additional withdrawal/transfer out. Membership in PFFCU required.
Offer: Tier applies to balances of $2,500 to $49,999.99 (or $2,500 - $49,999). Requires a $2,500 balance to earn dividends.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - PFFCU – Police & Fire Federal Credit UnionPremium Yield Account (S25)Savings · $2,500 min · 2.75%–3.00% by balance
Credit union · 2 branches
2.75%APY$275 a year on $10,000Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when ending balance is below $2,500. Entitled to two free withdrawals/transfers out per month; $10 fee per each additional withdrawal/transfer out.
Offer: Requires a $2,500 balance to earn dividends. Deposits of $2,500 to $49,999.99 earn 2.75% APY.
2.72% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Premium Yield Account (S25) Balance APY $2,500 – $50,000Your amount 2.75% $50,000 and up 3.00% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Offer: Earn 2.75% APY on balances $1,000 or more. Minimum to open and earn interest is $1,000.
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bucks County, PA
116 accounts at 37 banks and credit unions · checked Oct 16–22
- Typical
- 0.16%
- Top 10% from
- 2.78%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.75%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Freedom Credit UnionCredit union · 4 branches
- HEFCUCredit union · 1 branch
- Self Reliance Financial Federal Credit UnionCredit union · 4 branches