Credit union · NCUA insured
ARC Federal Credit Union
Top CarrotA $155M credit union headquartered in Altoona, PA, with 14,491 members and 2 branches in Pennsylvania. Best rates: CDs 4.33% and savings 1.51% APY.
ARC Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 84% of U.S. banks and credit unions
#1 of 20 in Altoona, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About ARC Federal Credit Union
- Headquarters
- 1919 7th Ave, Altoona, PA 16602-2237
- NCUA charter
- 11304
Branches
2 branches in Pennsylvania
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Pennsylvania
2 branches
- ARC Main OfficeMain office1919 7th Ave, Altoona, PA 16602Directions
- ARC Branch419 N 7th St, Altoona, PA 16601Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.27% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 1.32% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 1.56% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $59 | $76 | — |
- CapitalNet worth ratio13.27%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late1.32%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets1.56%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$59Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of ARC Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.