Compare Bank & Credit Union Rates
Best savings rates in Scranton, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Scranton, PA
- 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Digital Checking: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Checking Plus: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 3.00%APY$300 a year on $10,000intro rate
Requirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: Rate after the 6-month Online Savings New Customer Special introductory period; variable and may change at any time. No minimum balance to earn interest.
Promotional rate · 2.97% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate checked
More details - Peoples Security Bank & TrustOnline SavingsSavings · $25 min · 3.00%–3.21% by balance
Bank · 2 branches
3.00%APY$300 a year on $10,000intro rateRequirements
Product: Online-exclusive high-yield savings. $25 minimum to open. $5 monthly minimum-balance fee if average daily balance falls below $100, refunded with recurring direct deposit. Product spec states $0.01 minimum to earn interest; the rate table says no minimum. Interest compounded and credited quarterly. In-branch withdrawals are assessed a $15 fee.
Offer: New Customer Special: 3.35% promotional interest rate for the first 6 months. 3.21% is a blended APY over the first 12 months, not a standalone post-promo APY. New customers only; anyone who currently has or had an open PSBT account in the past six months is ineligible. After 6 months the account converts to the standard Online Savings rate. No minimum balance to earn interest. Promo as-of dates conflict: 2026-08-12 on the deposit-rate page vs 2026-07-21 on the product page.
Promotional rate · 3.35% interest rate · $5 monthly fee · Effective Aug 12, 2026
Rate by balance
Rate by balance for Online Savings Balance APY Any balance 3.21% Over $0Your amountStandard variable Online Savings rate. Rate table states no minimum balance to obtain APY; product spec states $0.01 minimum to earn. $5 monthly fee if average daily balance is below $100; refunded with recurring direct deposit. 3.00% Rate checked
More details - 3.00%APY$300 a year on $10,000with conditions
Requirements
Product: Enhanced rates require being the primary owner of a qualifying MaxEarnings Checking account. Variable rates; no minimum balance required to earn interest. Product page: $5 monthly fee if average daily balance falls below $25, refunded with recurring direct deposit. Comparison table instead uses a $100 average-daily-balance threshold and $0/$5 fee. Interest compounding is stated as monthly on the product page and quarterly in one feature blurb.
Offer: Qualifying tier 1: primary owner on a qualifying MaxEarnings Checking account. Rate paid on the entire balance when daily balance is at least $0.01 and less than $25,000. Variable; no minimum balance to earn interest. $5 monthly fee if average daily balance is below the stated threshold; waived/refunded with recurring direct deposit.
Qualified rate · 2.96% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Wayne BankHigh Yield Money Market Deposit AccountHigh Yield Money Market Deposit Account · $2,500 min · 1.00%–3.00% by balance
Bank · 1 branch
3.00%APY$300 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account that includes two out of the three following criteria: a debit card, direct deposit, and/or a $25,000 balance at the time the High Yield MMDA account is opened. Only one High Yield MMDA account per customer.
Offer: Daily Balance: None – $25,000.00. Available to consumers maintaining a qualifying checking account (Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking) meeting 2 of 3 criteria (debit card, direct deposit, $25,000 balance). Limit one account per customer. $10 fee if daily balance is less than $2,500.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for High Yield Money Market Deposit Account Balance APY Up to $25,000Your amount 3.00% Over $25,000 1.00% Rate checked
More details - 2.70%APY$270 a year on $10,000
Requirements
Product: Must become a member of PenFed Credit Union. Account holders must agree to electronic delivery of account opening disclosures and monthly statements.
2.67% interest rate · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - Wayne BankPremium Money Market Deposit AccountPremium Money Market Deposit Account · $2,500 min
Bank · 1 branch
1.51%APY$151 a year on $10,000with conditionsRequirements
Product: Available to consumers that maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at the time the Premium MMDA is opened.
Offer: Must maintain a Simply Free, Wayne Wallet, Rewards, Personal, or NOW Checking account with monthly direct deposit at opening. Accounts with a daily balance of less than $2,500 are subject to a $10 monthly service fee.
Qualified rate · $10 monthly fee · Effective Oct 6, 2026
Rate checked
More details - Penn East Federal Credit UnionMoney MarketMoney Market · 1.26%–2.02% by balance
Credit union · 2 branches
1.26%APY$126 a year on $10,000Requirements
Product: Open to individuals who live or work in Lackawanna, Luzerne, Wayne, or Wyoming County.
Offer: All deposited funds earn the rate for the tier that reflects the average daily balance at the end of the dividend period.
1.25% interest rate · Effective Apr 12, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 1.26% $50,000 – $100,000 1.51% $100,000 – $350,000 1.76% Over $350,000 2.02% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Variable-rate savings account paired with High Interest Checking or Cash Back Checking.
Offer: Applies to all balances if checking account qualifications are not met in the monthly statement cycle.
Qualified rate · 0.01% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Dime Saver Balance APY Any balance 0.01% Up to $50,000Your amountRequires qualifying for High Interest Checking or Cash Back Checking rewards each monthly statement cycle (at least 12 debit card purchases post and settle, enrolled in and log into online banking, enrolled in and receive eStatement notice). 0.90% Over $50,000Requires qualifying for High Interest Checking or Cash Back Checking rewards each monthly statement cycle. Unknown Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.00%–2.01% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.00% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amountPerformance rate. 0.75% $25,000 – $100,000Performance rate. 1.05% $100,000 – $250,000Performance rate. 1.55% $250,000 – $500,000Performance rate. 1.55% $500,000 and upPerformance rate. 2.01% Rate checked
More details - Fidelity BankPlatinum Money MarketPlatinum Money Market · $0 min · 0.00%–2.01% by balance
Bank · 3 branches
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Available to Wealth Management clients. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Opening minimum and monthly fee are not restated on the Platinum schedule.
Offer: Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings.
Qualified rate · 0.00% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY Up to $2,499 0.00% $2,500 – $25,000Your amount 0.75% $25,000 – $100,000 1.15% $100,000 – $250,000 1.75% $250,000 – $500,000 1.75% $500,000 and up 2.01% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.60%–1.70% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.60% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.60% $25,000 – $100,000 0.80% $100,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 and up 1.70% Rate checked
More details - Peoples Security Bank & TrustRelationship Money MarketRelationship Money Market · $2,500 min · 0.50%–2.13% by balance
Bank · 2 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Enhanced consumer money market when linked to an active PSBT personal checking account with one recurring qualifying direct deposit, an active debit card, and online banking enrollment. Interest rates are tiered based on aggregated relationship balance. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum balance is required to earn interest. $8.00 monthly service charge if average daily balance falls below $2,500.00; marketing also states no monthly fee with a linked account. Offered in PA, NY, and NJ.
Offer: Requires active PSBT personal checking with qualifying direct deposit, debit card, and online banking. APY based on aggregated relationship balance. Variable rates. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
Qualified rate · 0.50% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY $2,500 – $100,000Your amount 0.50% $100,000 – $250,000 0.65% $250,000 – $1,000,000 1.08% $1,000,000 – $5,000,000 1.30% $5,000,000 and up 2.13% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Variable rate deposit product. Rates subject to change without notice. Fees may reduce earnings. Must meet membership eligibility requirements.
Offer: Interest earning on balances above $200. No monthly service charge.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $50,000Your amount 0.50% $50,000 – $250,000 1.00% $250,000 – $500,000 1.25% $500,000 and up 3.75% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Scranton, PA
56 accounts at 17 banks and credit unions · checked Oct 6–22
- Typical
- 0.05%
- Top 10% from
- 2.85%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.30%
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Scranton, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PenFed Credit UnionCredit union · 1 branch
- Corner PostCredit union · 1 branch
- CityMark FCUCredit union · 6 branches