Credit union · NCUA insured
Northampton Area School District Employees Federal Credit Union Savings Rates
Northampton Area School District Employees Federal Credit Union’s best savings rate is 1.75% APY on $10,000, with its Share Accounts. Rates checked October 16, 2026.
How Northampton Area School District Employees Federal Credit Union’s savings rates compare
Compared with banks and credit unions in Pennsylvania, where Northampton Area School District Employees Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Northampton Area School District Employees Federal Credit Union
1.75%APY
- Requires
- None
- Minimum
- $5
- Earns on $10,000 a year
- $175
Share Accounts
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Accounts
1.75%APY
To open a share account, you must deposit a minimum of $5.00 into the account. A minimum of $5.00 must be kept in to keep the account active. Dividend (interest) is declared quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Dividend Rates based on Average Daily Balances. | 1.75% | $175 | Dividend Rates based on Average Daily Balances. |
| $10,000 – $25,000Dividend Rates based on Average Daily Balances. | 2.00% | — | Dividend Rates based on Average Daily Balances. |
| $25,000 – $75,000Dividend Rates based on Average Daily Balances. | 2.25% | — | Dividend Rates based on Average Daily Balances. |
| Over $75,000Dividend Rates based on Average Daily Balances. | 2.50% | — | Dividend Rates based on Average Daily Balances. |
Who can join Northampton Area School District Employees Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of ARA Northampton are eligible for membership.
Military, government and schools
- Employees of the Northampton Area School District are eligible for membership.
Family and household
- Immediate family members of employees of Northampton Area School District or ARA Northampton are eligible to join.
Cost to join
- A minimum deposit of $5.00 (representing one full share) is required to open and keep an account open.
Membership information collected October 5, 2026.