Bank · FDIC insured
QNB Bank
A $2.4B bank headquartered in Quakertown, PA, with 14 branches in Pennsylvania. Best rates: CDs 4.00% and savings 1.70% APY.
QNB Bank Carrot Score
69
Carrot Score
Higher than 23% of U.S. banks and credit unions
#84 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About QNB Bank
Founded in 1877, QNB Bank is an independent, publicly traded bank headquartered in Quakertown, Pennsylvania, and operates as a wholly owned subsidiary of QNB Corp.
The bank operates fourteen branches in Bucks, Montgomery, and Lehigh Counties, having converted Victory Bank customer accounts and services in June 2026.
- Headquarters
- 15 N 3rd St, Quakertown, PA 18951
- FDIC certificate
- 7714 ↗
Branches
14 branches in Pennsylvania
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Pennsylvania
14 branches
Philadelphia area · 11
- QNB BankMain office15 N 3rd St, Quakertown, PA 18951Directions
- Colmar Branch127 Bethlehem Pike, Colmar, PA 18915Directions
- Dublin Village Branch161 N Main St, Dublin, PA 18917Directions
- Horsham Branch100 Gibraltar Road, Horsham, PA 19044Directions
- The Victory Bank Branch548 N Lewis Rd, Limerick, PA 19468Directions
- Pennsburg Branch410 Pottstown Ave, Pennsburg, PA 18073Directions
- Perkasie Branch607 W Chestnut St, Perkasie, PA 18944Directions
- Country Square Branch240 S West End Blvd, Quakertown, PA 18951Directions
- Quaker Commons Office Branch901 S West End Blvd, Quakertown, PA 18951Directions
- Souderton Branch750 Souderton Road, Souderton, PA 18964Directions
- Warminster Office Branch1402 W Street Rd, Warminster, PA 18974Directions
Allentown area · 3
- Wescosville Branch950 Mill Creek Rd, Allentown, PA 18106Directions
- West Allentown535 N 19th St, Allentown, PA 18104Directions
- Coopersburg Branch51 S 3rd St, Coopersburg, PA 18036Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.84% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.61% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.81% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $83 | $88 | — |
- CapitalLeverage ratio9.84%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.61%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$83Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of QNB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.