Bank · FDIC insured
AmericanBank Savings Rates
Top CarrotAmericanBank’s best savings rate is 2.25% APY on $10,000, with its Premium Money Market. Rates checked October 16, 2026.
How AmericanBank’s savings rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where AmericanBank has the most branches. $10,000, best rate first.
This bank’s best
AmericanBank
2.25%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $225
e-Money Market
Top rate
Univest
3.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $375
2nd-highest rate
United Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $300
AmericanBank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0002.25%
- $10,000 balance$10,0002.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified2.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where AmericanBank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market
2.25%APY
No minimum balance required to earn interest. Interest is compounded daily and earned on the daily balance based on a tiered-rate structure. Check writing and bill pay are not available. Electronic or paper statements available at no charge.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.25% | $225 |
| $25,000 – $100,000 | 2.25% | — |
| $100,000 – $1,000,000 | 2.25% | — |
| $1,000,000 – $2,500,000 | 2.50% | — |
| $2,500,000 and up | 2.75% | — |
e-Money Market
2.25%APY
No minimum balance required to earn interest. Interest is compounded daily and credited monthly. Bill pay, ATM card and debit card access are not available. Electronic statements free; monthly fee applies for paper statements.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25,000 | 2.25% | $225 |
| $25,000 – $100,000 | 2.25% | — |
| $100,000 – $1,000,000 | 2.25% | — |
| $1,000,000 – $2,500,000 | 2.50% | — |
| $2,500,000 and up | 2.75% | — |
Sources (3)
- ambk.com/personal/savings-cds/e-money-market
- ambk.com/rates/personal-deposits/money-market
- ambk.com/tools-resources/discl…th-in-savings-disclosure
All captured Oct 16, 2026
Premium Statement Savings
1.85%APY
Must be opened with a minimum of $5,000.00 in new money (funds transferred from an existing American Bank account are not eligible). IRAs, Coverdell Education Savings Accounts, Trusts, Business Entities, Public Funds and Brokered Deposits are not eligible.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Earns the statement savings APY of 0.40% on daily account balances of less than $5,000.00. | 0.40% | — | Earns the statement savings APY of 0.40% on daily account balances of less than $5,000.00. |
| $5,000 and up1.85% APY is guaranteed on daily account balances of $5,000.00 or more through February 28, 2021. Beginning March 1, 2021, balances earn interest at then-current rates. | 1.85% | $185 | 1.85% APY is guaranteed on daily account balances of $5,000.00 or more through February 28, 2021. Beginning March 1, 2021, balances earn interest at then-current rates. |
Sources (1)
- ambk.com/rates/personal-deposi…tement-savings-promotion · captured Oct 16, 2026
Statement Savings
1.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 1.50% | $150 |
Special-purpose accounts
Health Savings
0.10%APY
Used in conjunction with a High Deductible Health Plan (HDHP) for medical expenses. Subject to IRS contribution and distribution limitations.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $5,000 | 0.10% | — |
| $5,000 – $10,000 | 0.10% | — |
| $10,000 – $15,000 | 0.10% | $10 |
| $15,000 and up | 0.10% | — |
Sources (2)
All captured Oct 16, 2026
IRA Statement Savings
0.10%APY
Includes Traditional IRAs, Roth IRAs, and Coverdell Education Statement Savings.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.10% | — |
| $1,000 – $10,000 | 0.10% | — |
| $10,000 – $25,000 | 0.10% | $10 |
| $25,000 – $50,000 | 0.10% | — |
| $50,000 – $100,000 | 0.10% | — |
| $100,000 and up | 0.10% | — |
Sources (6)
- ambk.com/personal/savings-cds/coverdell-education-ira
- ambk.com/personal/savings-cds
- ambk.com/personal/savings-cds/ira-plans
- ambk.com/personal/savings-cds/ira-statement-savings
- ambk.com/rates/personal-deposits/savings
- ambk.com/tools-resources/discl…th-in-savings-disclosure
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.