Bank · FDIC insured
Wayne Bank
A $2.9B bank headquartered in Honesdale, PA, with 33 branches in 2 states. Best rates: savings 0.10% APY.
Wayne Bank Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#2 of 5 in Monticello, NY metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Wayne Bank
- Headquarters
- 717 Main St, Honesdale, PA 18431
- FDIC certificate
- 698 ↗
Branches
33 branches in 2 states
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Pennsylvania
19 branches
Scranton area · 4
- Clarks Summit Branch841 Northern Blvd, Clarks Summit, PA 18411Directions
- Exeter Branch1130 Wyoming Ave, Exeter, PA 18643Directions
- Forty Fort, Pennsylvania Branch983 Wyoming Ave, Forty Fort, PA 18704Directions
- Central Scranton Office216 Adams Ave, Scranton, PA 18503Directions
East Stroudsburg area · 4
- Marshalls Creek Branch5165 Milford Rd, East Stroudsburg, PA 18302Directions
- Effort Branch2226 Barney Ln, Effort, PA 18330Directions
- Stroud Mall Branch308 Stroud Mall Rd, Stroudsburg, PA 18360Directions
- Tannersville Branch2951 Route 611, Tannersville, PA 18372Directions
Honesdale area · 2
- Wayne BankMain office717 Main St, Honesdale, PA 18431Directions
- Willow Avenue Branch245 Willow Ave, Honesdale, PA 18431Directions
Lancaster area · 2
- Georgetown Road Branch1099 Georgetown Rd, Christiana, PA 17509Directions
- New Holland Branch695 W Main St, New Holland, PA 17557Directions
Philadelphia area · 2
- Presence Bank Branch185 E Lincoln Hwy, Coatesville, PA 19320Directions
- Oxford Branch24 S 3rd Street, Oxford, PA 19363Directions
Hemlock Farms area · 2
- Milford Branch111 W Harford St, Milford, PA 18337Directions
- Shohola Branch107 Richardson Ave, Shohola, PA 18458Directions
Hawley area · 1
- Hawley Branch63 Welwood Ave, Hawley, PA 18428Directions
Lakewood area · 1
- Lakewood Branch17 Como Rd, Lakewood, PA 18439Directions
Waymart area · 1
- Waymart Branch228 Belmont St, Waymart, PA 18472Directions
New York
14 branches
Monticello area · 5
- Callicoon Branch5 River Rd, Callicoon, NY 12723Directions
- Liberty Branch1972 Route 52, Liberty, NY 12754Directions
- Monticello Branch4353 State Route 42, Monticello, NY 12701Directions
- Roscoe Branch56 Stewart Ave, Roscoe, NY 12776Directions
- Wurtsboro Branch101 Sullivan St, Wurtsboro, NY 12790Directions
Oneonta area · 2
- Cooperstown Branch73 Chestnut St, Cooperstown, NY 13326Directions
- Oneonta Branch34 Main St, Oneonta, NY 13820Directions
Andes area · 1
- Andes Branch314 Main St, Andes, NY 13731Directions
Franklin area · 1
- Franklin Branch536 Main St, Franklin, NY 13775Directions
Rochester area · 1
- Geneva Branch389 Hamilton St, Geneva, NY 14456Directions
Penn Yan area · 1
- Penn Yan Branch223 Main St, Penn Yan, NY 14527Directions
Roxbury area · 1
- Roxbury Branch53898 State Highway 30, Roxbury, NY 12474Directions
Stamford area · 1
- Stamford Branch1 Churchill Ave, Stamford, NY 12167Directions
Walton area · 1
- Walton Off Br131-135 Delaware Street, Walton, NY 13856Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.82% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 1.21% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.97% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $89 | $88 | — |
- CapitalLeverage ratio8.82%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent1.21%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.97%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$89Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Wayne Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.