Compare Bank & Credit Union Rates
Best savings rates in Johnstown, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Johnstown, PA
- G.A.P. Federal Credit UnionMoney Market SharesMoney Market Shares · $1,000 min · 0.50%–0.80% by balance
Credit union · 1 branch
0.70%APY$70 a year on $10,000intro rateRequirements
Product: The dividend rate and annual percentage yield may change every dividend period as determined by the credit union board of directors.
Promotional rate · 0.50% interest rate · Effective Jan 2, 2024
Rate by balance
Rate by balance for Money Market Shares Balance APY $1,000 – $10,000 0.50% $10,000 – $100,000Your amount 0.70% $100,000 and up 0.80% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Required to open first to become a member of the credit union. A minimum balance of $5.00 is required.
Offer: Dividends earned on daily balances of $50 or more. Dividend rate and APY may change every dividend period as determined by the credit union board of directors.
0.50% interest rate · Effective Jan 2, 2024
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.20%–0.50% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Relationship Rates require primary or joint owner on Relationship Money Market to also be primary or joint owner on a Hometown Checking Premium account.
Qualified rate · 0.20% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.20% $20,000 – $50,000 0.30% $50,000 – $100,000 0.40% $100,000 – $250,000 0.50% $250,000 – $2,000,000 0.50% $2,000,000 and up 0.50% Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Opening an account establishes membership in USSCO FCU.
Effective Oct 1, 2026
Rate checked
More details - USSCO Johnstown Federal Credit UnionMoney MarketMoney Market · $2,500 min · 0.20%–0.30% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Money Market Rate is calculated monthly and may change after account opening. Fees could reduce earnings.
Effective Jul 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 0.25% $100,000 and up 0.30% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Minimum deposit of $5.00 required to open account and establish membership. Variable rate paid quarterly on average daily balance; accrued dividends forfeited if closed before crediting.
Offer: Variable dividend rate paid quarterly on average daily balance. Must maintain a balance of $5.00 to earn stated APY. Accrued dividends forfeited if account closed prior to crediting.
Rate checked
More details - First Commonwealth BankRelationship Money MarketRelationship Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000with conditionsRequirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Account earns relationship interest rates when primary or joint owner also has a Hometown Checking Premium account. Check writing capabilities available.
Offer: Non-Relationship Rates apply on any day that account holder does not have a qualifying Hometown Checking Premium account.
Qualified rate · 0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - First Commonwealth BankHometown Money MarketHometown Money Market · $1,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $3 monthly service charge waived by maintaining a minimum daily balance of $1,000. Earn higher interest for higher balances with easy access to your money including checks.
0.10% interest rate · $3 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Hometown Money Market Balance APY Up to $20,000Your amount 0.10% $20,000 – $50,000 0.15% $50,000 – $100,000 0.20% $100,000 – $250,000 0.25% $250,000 – $2,000,000 0.25% $2,000,000 and up 0.25% Rate checked
More details - AmeriServ BankMoney Market AccountMoney Market Account · $5,000 min · 0.10%–0.25% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: Service charges may apply if account balance falls below $10,000 and the customer does not have an active AmeriServ checking account. Money Market checks are offered free. No ATM or Debit Card with Money Market account.
Offer: Less than $20,000 balance tier. Tiered interest compounded and paid monthly. Fees may apply if minimum balance requirements are not met; fees may reduce earnings.
Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $20,000Your amount 0.10% $20,000 – $100,000 0.15% $100,000 and up 0.25% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Pledge fee / minimum balance requirement to have an FJ account is $25.00. Dividends are paid quarterly on balance over $25.
Offer: 0.10% APY on balance over $25. Dividends paid quarterly.
Effective Jan 1, 2024
Rate checked
More details - 1st Summit BankAdvantage Plus Money ManagementAdvantage Plus Money Management · $0 min · 0.06%–1.00% by balance
Bank · 1 branch
0.06%APY$6 a year on $10,000Requirements
Product: Annual Percentage Yield (APY) compounded daily. Fees may reduce the earnings on the account. We may change the interest rate and A.P.Y after the account is opened for variable rate accounts.
Offer: Existing APs only. Compounded daily. Variable rate. Fees may reduce earnings.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Advantage Plus Money Management Balance APY Up to $25,000Your amount 0.06% $25,000 – $100,000 0.06% $100,000 – $200,000 0.11% $200,000 – $500,000 0.21% $500,000 – $1,000,000 0.75% $1,000,000 and up 1.00% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Offer: Annual Percentage Yield (APY) compounded daily. We may change the interest rate/APY after the account is opened for variable rate accounts. Fees could reduce earnings on the account.
0.06% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details - 0.06%APY$6 a year on $10,000
Requirements
Product: Fees may apply if minimum balance requirements are not met. Fees may reduce earnings.
Offer: Balance tier: Less than $25,000
Effective Oct 6, 2026
Rate by balance
Rate by balance for SOAR Statement Savings Balance APY Up to $25,000Your amount 0.06% $25,000 and up 0.11% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Offer: Daily balances over $50.00 earn interest. Minimum balance of $50.00 required to earn stated interest rate.
0.05% interest rate · No monthly fee · Effective Sep 28, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Avoid the $5 monthly service charge with a $500 average daily balance. Opening balance is $0 in-branch or $50 online.
Offer: Tier 1 balance tier. Avoid $5 monthly fee with $500+ avg daily balance. $0 minimum opening balance in-branch ($50 online).
$5 monthly fee · Effective Sep 24, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Johnstown, PA
15 accounts at 9 banks and credit unions · checked Oct 16
- Typical
- 0.10%
- Top 10% from
- 0.38%
- Banks, typical
- 0.06%
- Credit unions, typical
- 0.20%
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Johnstown, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- PRR South Fork Federal Credit UnionCredit union · 2 branches