Credit union · NCUA insured
Tri County Area Federal Credit Union Savings Rates
Tri County Area Federal Credit Union’s best savings rate is 1.20% APY on $10,000, with its Money Market Plus. Rates checked October 16, 2026.
How Tri County Area Federal Credit Union’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Tri County Area Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Tri County Area Federal Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $200
High Rate Savings
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Tri County Area Federal Credit Union savings score
86
Savings score
Higher than 75% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0001.20%
- $100,000 balance$100,0001.60%
- QualifiedQualified2.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Tri County Area Federal Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
High Rate Savings
Up to 2.00%APY
Must link to High Rate Checking or Cash Back Checking. Qualifications per Monthly Qualification Cycle to earn higher rate: at least 1 direct deposit, ACH payment or ACH credit transaction; at least 12 debit card purchases; and enrolled in and agree to receive eStatements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Applies to average daily balances up to and including $100,000 when qualifications are met in linked High Rate or Cash Back Checking during the Monthly Qualification Cycle. | 2.00% | $200 | Applies to average daily balances up to and including $100,000 when qualifications are met in linked High Rate or Cash Back Checking during the Monthly Qualification Cycle. |
| Any balanceBase rate applied to entire average daily balance if Monthly Qualification Cycle qualifications are not met. | 0.05% | $5 | Base rate applied to entire average daily balance if Monthly Qualification Cycle qualifications are not met. |
| $100,000 and upWhen qualifications are met, portion of average daily balance over $100,000 earns a dividend rate of 0.49%, resulting in an APY range from 0.50% to 2.00% depending on balance. | 0.50% | — | When qualifications are met, portion of average daily balance over $100,000 earns a dividend rate of 0.49%, resulting in an APY range from 0.50% to 2.00% depending on balance. |
Money Market Plus
1.20%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $2,500 | 0.00% | — |
| $2,500 – $50,000 | 1.20% | $120 |
| $50,000 – $100,000 | 1.40% | — |
| $100,000 and up | 1.60% | — |
Membership Share Account
0.05%APY
Establish membership with Tri County Area FCU. $5.00 minimum balance to open and maintain account.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to earn APY is $0.00. $5.00 minimum balance to open and maintain account.Any balance | 0.05% | $5 | Minimum balance to earn APY is $0.00. $5.00 minimum balance to open and maintain account. |
Special-purpose accounts
IRA Share Account
0.10%APY
Individual Retirement Account available as Traditional or Roth IRA.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to earn APY is $0.00.Any balance | 0.10% | $10 | Minimum balance to earn APY is $0.00. |
Club & Alternate Savings Accounts
0.05%APY
Dedicated savings plan for vacations, holidays, or special events. No minimum balance requirements.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance to earn APY is $0.00.Any balance | 0.05% | $5 | Minimum balance to earn APY is $0.00. |
Who can join Tri County Area Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone who lives, works, worships, or attends school in one of the 41 specified townships or boroughs in Berks, Chester, and Montgomery counties is eligible to join.
Employers and groups
- Any business or other legal entity operating within one of the specified 41 townships or boroughs is eligible for membership.
Family and household
- Family members related by blood or adoption and household members of a current Tri County Area Federal Credit Union member are eligible to join.
Membership information collected October 5, 2026.