Credit union · NCUA insured
PAAC Transit Division FCU
A $28.6M credit union headquartered in Pittsburgh, PA, with 3,073 members and 1 branch in Pennsylvania. Best rates: savings 2.00% APY.
PAAC Transit Division FCU Carrot Score
78
Carrot Score
Higher than 47% of U.S. banks and credit unions
#41 of 100 in Pittsburgh, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About PAAC Transit Division FCU
Established in 1940, PAAC Transit Division Federal Credit Union is headquartered in Pittsburgh, Pennsylvania.
The credit union serves the Port Authority of Pittsburgh, offering tailored financial products and services.
- Headquarters
- 219 Fort Pitt Blvd FL 2, Pittsburgh, PA 15222
- NCUA charter
- 3810
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Military, government and schools
- Membership is open to employees of the Port Authority of Pittsburgh.
Family and household
- Membership is open to immediate family of current members.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Corporate OfficeMain office219 Fort Pitt Blvd FL 2, Pittsburgh, PA 15222Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 17.60% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.04% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.14% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $26 | $59 | — |
- CapitalNet worth ratio17.60%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.04%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$26Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of PAAC Transit Division FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.