Compare Bank & Credit Union Rates
Best savings rates in Wayne, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Wayne, PA
- American Heritage Credit UnionHigh-Yield Savings AccountSavings · $10,000 min
Credit union · 1 branch
3.20%APY$320 a year on $10,000Requirements
Product: Limit one High Yield Savings Account per member. $10 monthly service fee is waived if the daily balance is $10,000 or more. Account holder may withdraw funds three times per monthly statement cycle via check, transfer or withdrawal ($25 fee for each additional withdrawal per statement cycle). Maximum deposit amount is $1,000,000.
Offer: $10 monthly fee waived with daily balance of $10,000 or more; first 3 transfers/withdrawals per month free, $25 for each subsequent.
3.15% interest rate · Balance cap $1,000,000 · $10 monthly fee · Effective Sep 18, 2026
Rate checked
More details - Meridian BankYour Hometown Money MarketYour Hometown Money Market · $0 min · 2.25%–2.75% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000with conditionsRequirements
Product: Must have an open and active Meridian Bank checking account that meets minimum balance requirements. Promotional APY requires minimum deposit of $25,000 in new money (deposit funds new to Meridian Bank). $1,000 minimum daily balance to waive $10 monthly charge. If checking account is closed/inactive/below minimum balance, subject to conversion to Personal Money Market. If balance drops below $25,000, receives 2.25% APY on balances between $0.01 and $24,999.99 (cannot open account at this rate).
Offer: Applies if balance drops below $25,000 on existing account; cannot open the account at this rate. $1,000 minimum daily balance to waive $10 monthly charge. Must maintain open and active checking account.
Qualified rate · $10 monthly fee
Rate by balance
Rate by balance for Your Hometown Money Market Balance APY Up to $25,000Your amount 2.25% $25,000 and upRequires open and active Meridian Bank checking account that meets minimum balance requirements. Minimum $25,000 in new money to open and earn promotional APY. 2.75% Rate checked
More details - American Heritage Credit UnionMoney Market AccountMoney Market Account · $2,000 min · 2.21%–2.45% by balance
Credit union · 1 branch
2.21%APY$221 a year on $10,000Requirements
Product: Requires a balance of $2,000 or more to earn dividends. Minimum withdrawal amount of $500 per withdrawal to earn dividends. Write up to a combination of six checks and/or money transfers per month. $10 fee each time balance falls below $2,000. $5 fee for each share draft less than $500. First 6 checks/transfers/withdrawals free, subsequent $20 each.
Offer: Earns dividends on daily balance posted monthly; closed before month end forfeits dividend. Minimum withdrawal of $500 to earn dividends.
2.19% interest rate · Effective Oct 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY $2,000 – $25,000Your amount 2.21% $25,000 and up 2.45% Rate checked
More details - Meridian BankPersonal Money MarketPersonal Money Market · $100 min · 1.00%–2.25% by balance
Bank · 1 branch
1.75%APY$175 a year on $10,000Requirements
Product: $1,000 minimum daily balance to waive $10 monthly charge. Minimum to open $100.
Offer: $1,000 minimum daily balance to waive $10 monthly charge.
0.99% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $10,000 1.00% $10,000 – $50,000Your amount 1.75% $50,000 – $100,000 2.00% $100,000 and up 2.25% Rate checked
More details - 1.50%APY$150 a year on $10,000
Requirements
Product: $5 monthly service charge or $100 minimum daily balance to avoid monthly service charges.
Offer: $100 minimum daily balance to avoid monthly service charge.
1.49% interest rate · $5 monthly fee · Effective Sep 17, 2026
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: Limit one account per person. Maximum deposit of $1,000,000. No monthly service fee.
Offer: No monthly service fee. Limit one account per person.
0.85% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for SaveUP Account Balance APY Up to $25,000Your amount 0.85% $25,000 – $50,000 0.85% $50,000 – $100,000 0.85% $100,000 – $500,000 1.40% $500,000 – $1,000,000 3.30% Rate checked
More details - First Resource BankPersonal Money MarketPersonal Money Market · $0 min · 0.50%–2.00% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000Requirements
Product: No minimum balance requirement. No monthly maintenance fees. Earn tiered interest starting at $1. Available to utilize for FREE sweeping or automatic transfer of available funds to cover overdrawn accounts (overdraft fees may apply). Interest Rates are subject to change. Fees may reduce earnings.
Offer: Interest Rates are subject to change. Fees may reduce earnings. Earn tiered interest starting at $1.
0.50% interest rate · No monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY Up to $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $75,000 0.75% $75,000 – $100,000 1.00% $100,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - American Heritage Credit UnionIdentity Protection SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 1 branch
0.16%APY$16 a year on $10,000Requirements
Product: Monthly fee of $4.00 includes fraud and identity theft protection services, free overdrafts from primary Share Savings Account, and free mobile and direct deposit. Minimum balance to earn dividends is $100.
Offer: Minimum balance to earn dividends is $100.
0.11% interest rate · $4 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Identity Protection Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - American Heritage Credit UnionPrimary Share SavingsSavings · $100 min · 0.11%–0.16% by balance
Credit union · 1 branch
0.16%APY$16 a year on $10,000Requirements
Product: Dividends are earned on the daily account balance and posted monthly. Minimum balance of $100 required to earn dividends.
0.11% interest rate · Effective Jan 1, 2026
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $10,000 0.11% $10,000 and upYour amount 0.16% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - Citizens BankCitizens Private Client® Money MarketCitizens Private Client® Money Market · $0 min · 0.03%–3.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Offer: Preferred Rate; Preferred Rates require $25,000 not currently on deposit with Citizens.
Effective Sep 25, 2026
Rate by balance
Rate by balance for Citizens Private Client® Money Market Balance APY Up to $9,999 0.03% $10,000 – $24,999Your amount 0.03% $25,000 – $49,999 3.50% $50,000 – $99,999 3.50% $100,000 – $249,999 3.50% $250,000 – $499,999 3.50% $500,000 – $999,999 3.50% $1,000,000 – $2,999,999 3.50% $3,000,000 and up 3.50% Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Opening establishes Ardent CU membership.
0.01% interest rate · Effective Oct 16, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rate is variable and may change at any time after opening. Transfers to another account or third parties by preauthorized, automatic, or telephone transfers are limited to 6 per month. APY based on quarterly compounding. No monthly service fees.
Offer: Rates shown for ZIP 17061. Minimum opening deposit for accounts opened online is $0.01; accounts opened in person at a branch do not require an opening deposit.
0.01% interest rate · No monthly fee · Effective Nov 10, 2021
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: Rates apply to new accounts and may not apply to existing accounts. Variable APY subject to change daily. Rates accurate for Rhode Island (ZIP 02903).
Effective Oct 3, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Wayne, PA
17 accounts at 8 banks and credit unions · checked Oct 3–22
- Typical
- 0.16%
- Top 10% from
- 2.23%
- Banks, typical
- 0.04%
- Credit unions, typical
- 0.51%
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Philadelphia, PA-NJ-DE-MD metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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