Compare Bank & Credit Union Rates
Best savings rates in State College, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Centre County, PA · Showing Centre County, PA: too few institutions in State College, PA
- 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - Reliance BankDestination Money MarketDestination Money Market · $5,000 min · 0.03%–3.70% by balance
Bank · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Must have a Destination Checking account to open. $10 monthly fee applied if account balance is below $5,000 at any point during qualification cycle.
Offer: $10 fee applied if account balance is below $5,000 at any point during qualification cycle. Must have a Destination Checking account to open.
Qualified rate · 0.03% interest rate · $10 monthly fee · Effective Jun 25, 2026
Rate by balance
Rate by balance for Destination Money Market Balance APY Up to $49 0.03% Up to $4,999 0.10% $5,000 – $14,999Your amount 2.00% $15,000 – $24,999 2.90% $25,000 – $249,999 2.90% $250,000 – $499,999 3.50% $500,000 and up 3.70% Rate checked
More details - 1.51%APY$151 a year on $10,000
1.50% interest rate · Effective Oct 1, 2025
Rate checked
More details - Kish BankDigital Money Market AccountDigital Money Market Account · $1,000 min · 1.35%–3.50% by balance
Bank · 5 branches
1.35%APY$135 a year on $10,000Requirements
Product: No monthly maintenance fee if daily ledger balance is at least $3,000.
Offer: No monthly maintenance fee if daily ledger balance is at least $3,000.
Effective Sep 22, 2026
Rate by balance
Rate by balance for Digital Money Market Account Balance APY $1,000 – $20,000Your amount 1.35% $20,000 – $75,000 2.60% $75,000 and up 3.50% Rate checked
More details - Old Dominion National BankFirst Choice Money MarketFirst Choice Money Market · $1,000 min · 1.00%–2.25% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Monthly service charge of $10 waived if minimum daily balance stays at or above $1,000. Interest accrues daily and credited in accordance with product statement cycle. Fees may reduce earnings. Prospective depositors must be of legal age.
Offer: Monthly service charge of $10 if minimum daily balance falls below $1,000. Rates subject to change after account opening.
1.00% interest rate · $10 monthly fee · Effective Sep 17, 2026
Rate by balance
Rate by balance for First Choice Money Market Balance APY Up to $50,000Your amount 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 and up 2.25% Rate checked
More details - Timberland Federal Credit UnionTimber SaverSavings · $0 min · 0.67%–1.00% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must be paired with either a Free Timber Premier Checking account or a Free Timber Loyalty Checking account. No monthly maintenance fees.
Offer: Qualifying for Timber Premier or Timber Loyalty rewards (at least 1 direct deposit, ACH payment, or bill pay transaction; at least 12 debit card purchases each > $5.00; enrolled in online banking and agree to receive e-statements during monthly qualification cycle).
Qualified rate · 1.00% interest rate · No monthly fee
Rate by balance
Rate by balance for Timber Saver Balance APY Up to $50,000Your amount 1.00% $50,000 and up 0.67% Rate checked
More details - Horizon Federal Credit UnionHorizon SaverSavings · $0 min · 1.00%–3.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000with conditionsRequirements
Product: Must have Advantage, Bonus, or Rewards Checking account. Limit one account per SSN. If monthly qualifications are met, earn tiered rates; if qualifications are not met, earn the base rate.
Offer: Qualifications met in monthly qualification cycle
Qualified rate · 0.99% interest rate · No monthly fee · Effective Nov 1, 2025
Rate by balance
Rate by balance for Horizon Saver Balance APY Up to $25,000Your amount 1.00% $25,000 – $100,000 1.50% $100,000 and up 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Penn State Federal Credit UnionMoney MarketMoney Market · $1,500 min · 0.35%–1.25% by balance
Credit union · 2 branches
0.60%APY$60 a year on $10,000Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.35% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.60% $25,000 – $50,000 0.70% $50,000 – $100,000 0.95% $100,000 and up 1.25% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: No minimum balance required. 6 debit transactions per monthly statement cycle included. First order of checks included (select styles). Fees and withdrawals will reduce earnings on the account.
Offer: Tier: Less than $5,000
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Any balance 0.25% $5,000 – $49,999Your amount 0.40% $50,000 – $99,999 0.80% $100,000 and up 1.25% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Horizon Federal Credit UnionMoney Market AccountMoney Market Account · $0 min · 0.40%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,0000.40% interest rate · No monthly fee · Effective Aug 1, 2025
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $50,000Your amount 0.40% $50,000 – $150,000 0.50% $150,001 and up 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Centre County, PA
58 accounts at 20 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 1.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.20%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch