Compare Bank & Credit Union Rates
Best savings rates in Mechanicsburg, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Cumberland County, PA · Showing Cumberland County, PA: too few institutions in Mechanicsburg, PA
- 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Limited-time offer (America 250 Savings Event). Must be opened the same day as a Certificate of Deposit (CD) at Pennian Bank. Maximum deposit in Companion Savings account is equal to the amount held in CDs opened the same business day. Public funds are not eligible.
Offer: Requires opening a CD at Pennian Bank on the same business day with a minimum deposit of $1,000.00; maximum deposit equals amount held in same-day CDs. $100.00 minimum balance required to obtain APY.
Qualified rate · Effective Jul 2, 2026
Rate checked
More details - UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 1 branch
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - 2.35%APY$235 a year on $10,000
Requirements
Product: Each member account can only have one money market account. Disclosed dividend rates are variable and may change after opening. Dividends are calculated by the daily balance method, compounded daily, and paid monthly. Minimum daily balance of $500 required to earn dividends. Rate applies to the full balance.
Offer: PSECU pays dividends on the full balance in the share at the dividend rate corresponding to the applicable share balance tier.
2.33% interest rate · Compounded daily · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY $500 – $5,000 2.35% $5,000 – $20,000Your amount 2.35% $20,000 – $50,000 2.45% $50,000 – $100,000 2.60% $100,000 and up 2.85% Rate checked
More details - AmeriChoice Federal Credit UnionTiered Money Market AccountTiered Money Market Account · 0.00%–1.50% by balance
Credit union · 4 branches
1.50%APY$150 a year on $10,000Requirements
Product: Rates are subject to change without notice. The annual percentage yield is accurate as of the last dividend declaration date.
Rate by balance
Rate by balance for Tiered Money Market Account Balance APY Up to $2,500 0.00% $2,500 – $10,000Your amount 1.50% $10,000 – $25,000 1.50% $25,000 – $75,000 1.50% $75,000 – $150,000 1.50% Over $150,000 1.50% Rate checked
More details - Pennian BankPennian Plus Consumer Money MarketPennian Plus Consumer Money Market · $500 min · 0.25%–3.55% by balance
Bank · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: $500.00 minimum to open. $500.00 minimum balance; monthly maintenance fee of $12.00 if balance falls below $1,000.00 any day of the month. 6 transactions per month ($10.00 fee per excess transaction). Interest-bearing on daily balances greater than $0.01.
0.25% interest rate · $12 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Pennian Plus Consumer Money Market Balance APY Up to $10,000 0.25% $10,000 – $25,000Your amount 1.00% $25,000 – $50,000 1.50% $50,000 – $100,000 2.00% $100,000 – $250,000 2.40% $250,000 – $500,000 2.50% $500,000 – $1,000,000 3.45% $1,000,000 – $5,000,000 3.55% $5,000,000 and up 3.55% Rate checked
More details - Woodforest National BankEmerald Elite AccountEmerald Elite Account · $25 min · 1.00%–3.00% by balance
Bank · 3 branches
1.00%APY$100 a year on $10,000Requirements
Product: Tiered money market account. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period. Up to 6 withdrawals per statement period at no charge ($25.00 fee per excessive withdrawal over 6). Includes custom wallet checks, cashier's checks, money orders, and notary services.
Offer: Emerald Elite 1st Tier. Variable interest rate calculated using daily balance method. $25.00 monthly minimum balance fee waived if a balance of $10,000.00 or above is maintained each day in the statement period.
$25 monthly fee · Effective Sep 14, 2026
Rate by balance
Rate by balance for Emerald Elite Account Balance APY Over $0Your amount 1.00% $100,000 and upEmerald Elite 2nd Tier. 1.50% $250,000 and upEmerald Elite 3rd Tier. 2.00% $500,000 and upEmerald Elite 4th Tier. 3.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.85%–2.46% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Diamond tier with $1,000,000 combined balance.
Qualified rate · 0.85% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.85% $9,999 – $24,999Your amount 0.90% $24,999 – $49,999 1.06% $49,999 – $99,999 1.45% $99,999 – $249,999 2.15% $249,999 – $999,999 2.46% $999,999 – $1,999,999 2.46% Over $1,999,999 2.46% Rate checked
More details - Members 1st Federal Credit UnionMoney MarketMoney Market · $0 min · 0.05%–2.00% by balance
Credit union · 13 branches
0.80%APY$80 a year on $10,0000.05% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.05% $2,500 – $25,000Your amount 0.80% $25,000 – $50,000 1.00% $50,000 – $100,000 1.30% $100,000 – $250,000 1.70% $250,000 and up 2.00% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.70%–2.30% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Platinum tier with $250,000 combined balance.
Qualified rate · 0.70% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.70% $9,999 – $24,999Your amount 0.75% $24,999 – $49,999 0.90% $49,999 – $99,999 1.30% $99,999 – $249,999 2.00% $249,999 – $999,999 2.30% $999,999 – $1,999,999 2.30% Over $1,999,999 2.30% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.60%–2.20% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Gold tier with $50,000 combined balance.
Qualified rate · 0.60% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.60% $9,999 – $24,999Your amount 0.65% $24,999 – $49,999 0.80% $49,999 – $99,999 1.20% $99,999 – $249,999 1.90% $249,999 – $999,999 2.20% $999,999 – $1,999,999 2.20% Over $1,999,999 2.20% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.50%–2.10% by balance
Bank · 1 branch
0.55%APY$55 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Preferred Pricing Silver tier with $25,000 combined balance.
Qualified rate · 0.50% interest rate · Effective Feb 26, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.50% $9,999 – $24,999Your amount 0.55% $24,999 – $49,999 0.70% $49,999 – $99,999 1.10% $99,999 – $249,999 1.79% $249,999 – $999,999 2.10% $999,999 – $1,999,999 2.10% Over $1,999,999 2.10% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No monthly service fees. No minimum balance required to open. Must be at least 18 years of age, and a U.S. Citizen or Permanent Resident to open online.
0.50% interest rate · No monthly fee · Effective Nov 1, 2022
Rate by balance
Rate by balance for Flex Money Market Balance APY Up to $99,999Your amount 0.50% $100,000 – $249,999 0.60% $250,000 – $499,999 0.75% $500,000 – $999,999 1.00% $1,000,000 and up 1.25% Rate checked
More details - New Cumberland Federal Credit UnionMoney MarketMoney Market · $0 min · 0.03%–0.80% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: No minimum deposit amount. Tiered dividends so you earn as you grow. No early withdrawal penalty and immediate availability of funds on deposit. Account holders can establish their Money Market as overdraft protection for checking accounts.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,500 0.03% $2,500 – $25,000Your amount 0.40% $25,000 – $50,000 0.60% Over $50,000 0.80% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 1 branch
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - Orrstown BankRelationship Money Market AccountRelationship Money Market Account · $0 min · 0.01%–1.71% by balance
Bank · 5 branches
0.30%APY$30 a year on $10,000Requirements
Product: Interest rate and APY are variable and subject to change without notice after account opening. Fees may apply and could reduce earnings. Minimum balance based on average daily balance. Certain features require enrollment and your account in good standing; fees may apply. Please see your account terms and conditions. Monthly maintenance fee may be avoided by maintaining the minimum balance requirement.
Effective Sep 21, 2026
Rate by balance
Rate by balance for Relationship Money Market Account Balance APY Up to $2,500 0.01% $2,500 – $15,000Your amount 0.30% $15,000 – $35,000 0.35% $35,000 – $65,000 0.50% $65,000 – $100,000 0.50% $100,000 – $200,000 1.26% $200,000 – $300,000 1.26% $300,000 – $500,000 1.56% $500,000 – $1,000,000 1.56% $1,000,000 and up 1.71% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Cumberland County, PA
66 accounts at 24 banks and credit unions · checked Oct 6–22
- Typical
- 0.10%
- Top 10% from
- 0.85%
- Banks, typical
- 0.07%
- Credit unions, typical
- 0.25%
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Harrisburg, PA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- AmeriChoice Federal Credit UnionCredit union · 4 branches
- Navy Federal Credit UnionCredit union · 1 branch
- PSECUCredit union · 2 branches