Credit union · NCUA insured
Northampton Area School District Employees Federal Credit Union
A $12.1M credit union headquartered in Northampton, PA, with 800 members and 1 branch in Pennsylvania. Best rates: savings 1.75% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: no accounts of this kind found on its website. Savings: not enough terms or balances published to score. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—2.50%Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Northampton Area School District Employees Federal Credit Union
Northampton Area School District Employees Federal Credit Union is based in Northampton, Pennsylvania, and began operating in 1939.
It is a member-owned credit union comprised of public school employees.
- Headquarters
- 2014 Laubach Ave, Northampton, PA 18067-1351
- NCUA charter
- 24911
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of ARA Northampton are eligible for membership.
Military, government and schools
- Employees of the Northampton Area School District are eligible for membership.
Family and household
- Immediate family members of employees of Northampton Area School District or ARA Northampton are eligible to join.
Cost to join
- A minimum deposit of $5.00 (representing one full share) is required to open and keep an account open.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- OfficeMain office2014 Laubach Ave, Northampton, PA 18067Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 20.91% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.09% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.43% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $52 | $59 | — |
- CapitalNet worth ratio20.91%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.09%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.43%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$52Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Northampton Area School District Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.