Credit union · NCUA insured
Titan Federal Credit Union
A $68.9M credit union headquartered in Pleasant Gap, PA, with 4,510 members and 1 branch in Pennsylvania. Best rates: CDs 3.80% and savings 1.51% APY.
Titan Federal Credit Union Carrot Score
84
Carrot Score
Higher than 68% of U.S. banks and credit unions
#3 of 18 in State College, PA metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Titan Federal Credit Union
Titan Federal Credit Union is headquartered in Pleasant Gap, Pennsylvania, and serves Centre and Clinton counties.
- Headquarters
- 114 Mack Ave, Pleasant Gap, PA 16823-3104
- NCUA charter
- 1882
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to individuals who live, work, worship, or attend school in Centre or Clinton County.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- Main OfficeMain office114 Mack Ave, Pleasant Gap, PA 16823Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 15.43% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.31% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 1.58% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $56 | $59 | — |
- CapitalNet worth ratio15.43%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.31%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets1.58%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$56Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Titan Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.