Compare Bank & Credit Union Rates
Best savings rates in Bethlehem, PA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 16–30 results in Bethlehem, PA
- 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be paired/linked with a Keystone Cash or Keystone Cashback checking account (Keystone Rewards). Limit one Keystone Rewards checking and savings account per tax-reported owner. No monthly service charge. No minimum balance required to earn interest.
Offer: Qualifications met on linked Keystone Cash or Keystone Cashback Checking Account: 12 debit card purchases that post and settle within monthly qualification cycle (ATM transactions excluded), enroll in and log in to online banking at least once per cycle, receive eStatements in place of paper statements.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Oct 15, 2026
Rate checked
More details - Peoples Security Bank & TrustRelationship Money MarketRelationship Money Market · $2,500 min · 0.50%–2.13% by balance
Bank · 1 branch
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Enhanced consumer money market when linked to an active PSBT personal checking account with one recurring qualifying direct deposit, an active debit card, and online banking enrollment. Interest rates are tiered based on aggregated relationship balance. Interest is variable, compounded and credited monthly using the daily balance method. A $2,500.00 minimum balance is required to earn interest. $8.00 monthly service charge if average daily balance falls below $2,500.00; marketing also states no monthly fee with a linked account. Offered in PA, NY, and NJ.
Offer: Requires active PSBT personal checking with qualifying direct deposit, debit card, and online banking. APY based on aggregated relationship balance. Variable rates. Minimum $2,500.00 to earn interest. $8.00 monthly fee if average daily balance is below $2,500.00.
Qualified rate · 0.50% interest rate · $8 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY $2,500 – $100,000Your amount 0.50% $100,000 – $250,000 0.65% $250,000 – $1,000,000 1.08% $1,000,000 – $5,000,000 1.30% $5,000,000 and up 2.13% Rate checked
More details - Fulton BankPlatinum Money MarketPlatinum Money Market · $1,000 min · 0.35%–1.95% by balance
Bank · 2 branches
0.40%APY$40 a year on $10,000with conditionsRequirements
Product: Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
Offer: Standard rate tier.
Qualified rate · 0.35% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for Platinum Money Market Balance APY $1,000 – $9,999 0.35% $9,999 – $24,999Your amount 0.40% $24,999 – $49,999 0.55% $49,999 – $99,999 0.94% $99,999 – $249,999 1.64% $249,999 – $999,999 1.95% $999,999 – $1,999,999 1.95% Over $1,999,999 1.95% Rate checked
More details - 0.35%APY$35 a year on $10,000with conditions
Requirements
Product: Rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking account. Monthly service charge is $2 for balances $0 to $99.99, $0 for $100 and over. Minimum daily balance of $100 to obtain APY. Interest paid quarterly.
Offer: For balances $0-$99.99; monthly service charge is $2.
Qualified rate · 0.00% interest rate · $2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Optimum Choice Savings Balance APY Up to $100 0.00% $100 – $24,999Your amountmonthly service charge is $0. 0.35% $25,000 and upmonthly service charge is $0. 0.35% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Product: Rate may vary. Interest compounds monthly.
Offer: Rate may vary and interest compounds monthly. No minimum balance required. No monthly maintenance fees.
0.29% interest rate · No monthly fee
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: $2.00 monthly service charge for balances $0 to $99.99, $0 for balances $100 and over. Minimum daily balance of $100.00 to obtain APY. Interest paid quarterly.
Offer: For balances $0-$99.99; monthly service charge is $2.00.
0.00% interest rate · $2 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Statement Savings Balance APY Up to $100 0.00% $100 and upYour amountmonthly service charge is $0. 0.25% Rate checked
More details - People First Federal Credit UnionSmart Saver AccountSavings · $0 min · 0.25%–3.50% by balance
Credit union · 1 branch
0.25%APY$25 a year on $10,000Requirements
Product: Non-members must open a Primary Share/Savings Account first with a minimum $5.00 balance. Reverse tiered rate structure paying interest on balances within each tier. Limit of one Smart Saver Account per member.
Offer: Tier 1 rate applied to balances between $0.00 and $2,499.99.
3.45% interest rate · No monthly fee · Effective Feb 10, 2026
Rate by balance
Rate by balance for Smart Saver Account Balance APY Up to $2,500 3.50% $2,500 – $5,000 1.25% $5,000 – $10,000 0.50% $10,000 and upYour amountStated dividend rate is 0.25% - 0.30%. 0.25% Rate checked
More details - Fidelity BankPersonal Money MarketPersonal Money Market · $2,500 min · 0.20%–0.85% by balance
Bank · 1 branch
0.20%APY$20 a year on $10,000with conditionsRequirements
Product: Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
Offer: Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking.
Qualified rate · 0.20% interest rate · $15 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Personal Money Market Balance APY $2,500 – $25,000Your amount 0.20% $25,000 – $100,000 0.20% $100,000 – $250,000 0.50% $250,000 – $500,000 0.60% $500,000 and up 0.85% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Rounds up purchases and automatically transfers the change to savings. $5 monthly service fee waived if a daily balance of $100 or more is maintained. No minimum daily balance requirement to earn interest.
Offer: $5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month.
0.15% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000with conditions
Requirements
Product: Monthly fee of $15 waived by maintaining a minimum daily balance of $10,000 or linking an eligible TD Beyond or TD Complete checking account. Standard and Rate Bump APY tiers available (Rate bump requires linking an eligible TD account).
Offer: Standard APY
Qualified rate · $15 monthly fee · Effective Oct 3, 2026
Rate by balance
Rate by balance for TD Signature Savings Balance APY Up to $10,000 0.01% $10,000 – $25,000Your amountRate Bump APY with linked eligible TD account 0.10% $25,000 – $50,000Rate Bump APY with linked eligible TD account 0.25% $50,000 – $100,000Rate Bump APY with linked eligible TD account 0.50% $100,000 – $250,000Rate Bump APY with linked eligible TD account 2.00% $250,000 – $500,000Rate Bump APY with linked eligible TD account 2.50% $500,000 – $1,000,000Rate Bump APY with linked eligible TD account 2.50% $1,000,000 and upRate Bump APY with linked eligible TD account 2.50% Rate checked
More details - Penn Community BankUltra Money MarketUltra Money Market · $1,000 min · 0.10%–0.15% by balance
Bank · 1 branch
0.10%APY$10 a year on $10,000Requirements
Product: $1,000 minimum daily balance to earn interest and avoid monthly service fee. $12 monthly service fee if minimum balance is not met.
Offer: Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee.
0.10% interest rate · $12 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Ultra Money Market Balance APY $1,000 and up 0.10% $10,000 and upYour amount 0.10% $25,000 and up 0.15% Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Required foundation account that serves as gateway to all financial services and benefits. Dividends credited and compounded quarterly. Dividends paid on balances of $100.00 or more.
Offer: Dividends credited and compounded quarterly. Dividends are paid on accounts with a balance of $100.00 or more.
Compounded quarterly · Effective Jan 1, 2013
Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.07%–0.08% by balance
Bank · 2 branches
0.07%APY$7 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Platinum Tier Boost. Requires enrollment in Platinum Tier based on Average Eligible Balance of $500,000 or more.
Qualified rate · 0.07% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.07% $10,000 – $25,000Your amount 0.07% $25,000 – $50,000 0.07% $50,000 – $100,000 0.07% $100,000 – $250,000 0.08% $250,000 – $500,000 0.08% $500,000 – $1,000,000 0.08% $1,000,000 and up 0.08% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.05%–0.07% by balance
Bank · 2 branches
0.06%APY$6 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Gold Tier Boost. Requires enrollment in Gold Tier based on Average Eligible Balance of $100,000 to $499,999.99.
Qualified rate · 0.06% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.06% $10,000 – $25,000Your amount 0.06% $25,000 – $50,000 0.06% $50,000 – $100,000 0.06% $100,000 – $250,000 0.07% $250,000 – $500,000 0.07% $500,000 – $1,000,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% $1,000,000 and upStandard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 2 branches
0.05%APY$5 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: PNC TotalRewards Silver Tier Boost. Requires enrollment in Silver Tier based on Average Eligible Balance of $25,000 to $99,999.99.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.05% $10,000 – $25,000Your amount 0.05% $25,000 – $50,000 0.05% $50,000 – $100,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.04% $100,000 – $250,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $250,000 – $500,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $500,000 – $1,000,000Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account. 0.05% $1,000,000 and upStandard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Bethlehem, PA
61 accounts at 18 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 1.05%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Allentown, PA-NJ metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
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