Bank · FDIC insured
Fulton Bank Savings Rates
Fulton Bank’s best savings rate is 0.02% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Fulton Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Fulton Bank has the most branches. $10,000, best rate first.
This bank’s best
Fulton Bank
0.90%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $90
Platinum Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Fulton Bank savings score
81
Savings score
Higher than 54% of U.S. banks and credit unions
- $1,000 balance$1,0000.35%
- $10,000 balance$10,0000.40%
- $100,000 balance$100,0001.64%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fulton Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional Money Market
3.45%APY
Valid for new consumer money market accounts opened between September 2, 2026 and November 18, 2026. Individual Retirement Accounts (IRAs) and IntraFi SM Network Deposits SM – MMDA Option are not eligible. Promotional rate requires a minimum deposit of $10,000 in new money to Fulton Bank. Account can be opened with as little as $25. No monthly maintenance fee with a minimum daily balance of $2,500; excess activity fee applies if exceeding 12 transfers/withdrawals per month/cycle. Preferred Pricing rate bonus not available for this account. Fulton Bank service area restrictions apply.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $999Balances $0-$999 earn 0.00% APY. Minimum opening deposit is $25. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. | 0.00% | — | Balances $0-$999 earn 0.00% APY. Minimum opening deposit is $25. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. |
| $1,000 – $9,999Minimum daily balance of $1,000 required to earn interest. Minimum opening deposit is $25. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. | 0.40% | — | Minimum daily balance of $1,000 required to earn interest. Minimum opening deposit is $25. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. |
| $10,000 and upPromotional rate requires minimum deposit of $10,000 in new money to Fulton Bank. Account can be opened with as little as $25. Account must be opened between September 2, 2026 and November 18, 2026. Preferred Pricing bonus rate is not available for this account. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. | 3.45% | $345 | Promotional rate requires minimum deposit of $10,000 in new money to Fulton Bank. Account can be opened with as little as $25. Account must be opened between September 2, 2026 and November 18, 2026. Preferred Pricing bonus rate is not available for this account. No monthly maintenance fee if a minimum daily balance of $2,500 is maintained. |
Platinum Money Market
Up to 0.90%APY
Tiered interest rate account. Standard rates and Preferred Pricing bonus tiers available based on combined deposit and investment balances for eligible relationship checking owners.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 – $9,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 0.85% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $1,000 – $9,999Preferred Pricing Platinum tier with $250,000 combined balance. | 0.70% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $1,000 – $9,999Preferred Pricing Gold tier with $50,000 combined balance. | 0.60% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $1,000 – $9,999Preferred Pricing Silver tier with $25,000 combined balance. | 0.50% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $1,000 – $9,999Standard rate tier. | 0.35% | — | Standard rate tier. |
| $9,999 – $24,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 0.90% | $90 | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $9,999 – $24,999Preferred Pricing Platinum tier with $250,000 combined balance. | 0.75% | $75 | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $9,999 – $24,999Preferred Pricing Gold tier with $50,000 combined balance. | 0.65% | $65 | Preferred Pricing Gold tier with $50,000 combined balance. |
| $9,999 – $24,999Preferred Pricing Silver tier with $25,000 combined balance. | 0.55% | $55 | Preferred Pricing Silver tier with $25,000 combined balance. |
| $9,999 – $24,999Standard rate tier. | 0.40% | $40 | Standard rate tier. |
| $24,999 – $49,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 1.06% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $24,999 – $49,999Preferred Pricing Platinum tier with $250,000 combined balance. | 0.90% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $24,999 – $49,999Preferred Pricing Gold tier with $50,000 combined balance. | 0.80% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $24,999 – $49,999Preferred Pricing Silver tier with $25,000 combined balance. | 0.70% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $24,999 – $49,999Standard rate tier. | 0.55% | — | Standard rate tier. |
| $49,999 – $99,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 1.45% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $49,999 – $99,999Preferred Pricing Platinum tier with $250,000 combined balance. | 1.30% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $49,999 – $99,999Preferred Pricing Gold tier with $50,000 combined balance. | 1.20% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $49,999 – $99,999Preferred Pricing Silver tier with $25,000 combined balance. | 1.10% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $49,999 – $99,999Standard rate tier. | 0.94% | — | Standard rate tier. |
| $99,999 – $249,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 2.15% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $99,999 – $249,999Preferred Pricing Platinum tier with $250,000 combined balance. | 2.00% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $99,999 – $249,999Preferred Pricing Gold tier with $50,000 combined balance. | 1.90% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $99,999 – $249,999Preferred Pricing Silver tier with $25,000 combined balance. | 1.79% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $99,999 – $249,999Standard rate tier. | 1.64% | — | Standard rate tier. |
| $249,999 – $999,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 2.46% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $249,999 – $999,999Preferred Pricing Platinum tier with $250,000 combined balance. | 2.30% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $249,999 – $999,999Preferred Pricing Gold tier with $50,000 combined balance. | 2.20% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $249,999 – $999,999Preferred Pricing Silver tier with $25,000 combined balance. | 2.10% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $249,999 – $999,999Standard rate tier. | 1.95% | — | Standard rate tier. |
| $999,999 – $1,999,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 2.46% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| $999,999 – $1,999,999Preferred Pricing Platinum tier with $250,000 combined balance. | 2.30% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| $999,999 – $1,999,999Preferred Pricing Gold tier with $50,000 combined balance. | 2.20% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| $999,999 – $1,999,999Preferred Pricing Silver tier with $25,000 combined balance. | 2.10% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| $999,999 – $1,999,999Standard rate tier. | 1.95% | — | Standard rate tier. |
| Over $1,999,999Preferred Pricing Diamond tier with $1,000,000 combined balance. | 2.46% | — | Preferred Pricing Diamond tier with $1,000,000 combined balance. |
| Over $1,999,999Preferred Pricing Platinum tier with $250,000 combined balance. | 2.30% | — | Preferred Pricing Platinum tier with $250,000 combined balance. |
| Over $1,999,999Preferred Pricing Gold tier with $50,000 combined balance. | 2.20% | — | Preferred Pricing Gold tier with $50,000 combined balance. |
| Over $1,999,999Preferred Pricing Silver tier with $25,000 combined balance. | 2.10% | — | Preferred Pricing Silver tier with $25,000 combined balance. |
| Over $1,999,999Standard rate tier. | 1.95% | — | Standard rate tier. |
Sources (2)
All captured Oct 16, 2026
Statement Savings
0.02%APY
$0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceNo minimum balance required to earn the APY. $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings.Any balance | 0.02% | $2 | No minimum balance required to earn the APY. $0 minimum deposit to open in a financial center ($25 to open online). Rate is variable and may change after the account is opened. Fees could reduce earnings. |
Sources (1)
- fultonbank.com/Rates · captured Sep 17, 2026
Special-purpose accounts
IRA Money Market
0.40%APY
Standard rate and Preferred Pricing bonus tiers available. Eligible for Preferred Pricing rate bonus when account owner is also the primary or secondary owner on a Relationship Banking, Premier Relationship Banking, or Private Bank Checking account and maintains qualifying combined balances.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceStandard rate.Any balance | 0.40% | $40 | Standard rate. |
Sources (2)
All captured Oct 16, 2026
Health Savings Account
0.05%APY
Must be covered under a qualified high-deductible health plan (HDHP), not covered by any other non-HDHP, not enrolled in Medicare, and not claimed as a dependent on another person's tax return. $24 annual fee applies (no setup fee; fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). $100 minimum daily balance to earn interest. Rate is variable and may change after account is opened. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 – $999$100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. | 0.02% | — | $100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. |
| $999 – $4,999$100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. | 0.04% | — | $100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. |
| $4,999 – $14,999$100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. | 0.05% | $5 | $100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. |
| Over $14,999$100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. | 0.07% | — | $100 minimum daily balance to earn interest. $24 annual fee applies (fee waived for Premier Relationship Banking customers, Private Bank Checking account owners, and participating Workplace Banking employees). Rate is variable and may change after account is opened. Fees could reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.