Bank · FDIC insured
PNC
A $609.8B bank, the 8th largest of 4,207, headquartered in Wilmington, DE, with 2,348 branches in 28 states. Best rates: CDs 4.25% APY.
PNC Carrot Score
75
Carrot Score
Higher than 39% of U.S. banks and credit unions
#94 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PNC
PNC Bank, National Association is a subsidiary of The PNC Financial Services Group, Inc.
- Headquarters
- 222 Delaware Ave, Wilmington, DE 19801
- FDIC certificate
- 6384 ↗
Branches
2,348 branches in 28 states
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Texas
312 branchesPennsylvania
249 branchesOhio
212 branchesFlorida
196 branchesNew Jersey
174 branchesIllinois
141 branchesColorado
122 branchesMichigan
119 branchesMaryland
113 branchesNorth Carolina
100 branchesAlabama
91 branchesIndiana
79 branchesArizona
74 branchesKentucky
67 branchesCalifornia
56 branchesGeorgia
54 branchesVirginia
51 branchesMissouri
27 branchesDelaware
25 branchesWisconsin
24 branchesDistrict of Columbia
19 branchesNew Mexico
12 branchesMassachusetts
10 branchesSouth Carolina
8 branchesTennessee
6 branchesNew York
5 branchesKansas
1 branchWest Virginia
1 branchWalk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.98% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 0.74% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.32% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $81 | $85 | — |
- CapitalLeverage ratio8.98%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent0.74%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.32%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$81Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PNC are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.