Bank · FDIC insured
Quaint Oak Bank
Top CarrotA $631.5M bank headquartered in Southampton, PA, with 3 branches in Pennsylvania. Best rates: CDs 4.15% and savings 2.05% APY.
Quaint Oak Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 88% of U.S. banks and credit unions
#18 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Quaint Oak Bank
Providing customer service since 1926, Quaint Oak Bank is owned by Quaint Oak Bancorp, a publicly traded holding company quoted on the OTCQB Market.
Quaint Oak Bank operates as an SBA Preferred Lender (PLP) with authority to make credit decisions in-house.
- Headquarters
- 501 Knowles Ave, Southampton, PA 18966
- FDIC certificate
- 35497 ↗
Branches
3 branches in Pennsylvania
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Pennsylvania
3 branches
Philadelphia area · 2
- Quaint Oak BankMain office501 Knowles Ave, Southampton, PA 18966Directions
- Philadelphia Branch Office117-21 Spring Garden Street, Suite A, Philadelphia, PA 19123Directions
Allentown area · 1
- Allentown Branch1710 Union Blvd, Allentown, PA 18109Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.91% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.73% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.44% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $102 | $81 | — |
- CapitalLeverage ratio10.91%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.73%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.44%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$102Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Quaint Oak Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.