Bank · FDIC insured
Fidelity Bank Savings Rates
Fidelity Bank’s best savings rate is 0.25% APY on $10,000, with its Statement Savings. Rates checked October 16, 2026.
How Fidelity Bank’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where Fidelity Bank has the most branches. $10,000, best rate first.
This bank’s best
Fidelity Bank
0.75%APY
- Requires
- Another account
- Minimum
- $2,500
- Earns on $10,000 a year
- $75
Personal Money Market
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
Fidelity Bank savings score
76
Savings score
Higher than 42% of U.S. banks and credit unions
By balance
- $1,000 balance$1,0000.25%
- $10,000 balance$10,0000.25%
- $100,000 balance$100,0000.25%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fidelity Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Personal Money Market
Up to 0.75%APY
Published rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking (Fidelity, Classic, or Green Choice Checking); non-package rates are not published and require calling 1-800-388-4380 or visiting a branch. Minimum opening deposit $2,500. Minimum daily balance $2,500 to obtain the stated APY. Monthly service charge $15 when balance is $0.00–$2,499.99 and $0 at $2,500 and over. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Interest paid monthly. Rates based on account type (Reliance, Relationship, Performance).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.00% | — | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $2,500 – $25,000Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.75% | $75 | Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $2,500 – $25,000Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.60% | $60 | Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $2,500 – $25,000Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.20% | $20 | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $25,000 – $100,000Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.05% | — | Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $25,000 – $100,000Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.80% | — | Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $25,000 – $100,000Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.20% | — | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $100,000 – $250,000Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.55% | — | Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $100,000 – $250,000Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.00% | — | Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $100,000 – $250,000Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.50% | — | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $250,000 – $500,000Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.55% | — | Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $250,000 – $500,000Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.25% | — | Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $250,000 – $500,000Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.60% | — | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $500,000 and upPerformance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 2.01% | — | Performance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $500,000 and upRelationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 1.70% | — | Relationship rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
| $500,000 and upReliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. | 0.85% | — | Reliance rate. $2,500 minimum daily balance to obtain APY. $15 monthly service charge waived at $2,500 and over. APY variable; fees may reduce earnings. Published package rates require Relationship Checking, Performance Checking, or Fidelity Choice Banking. |
Sources (3)
- bankatfidelity.com/open-an-account
- bankatfidelity.com/rates/deposit-rates
- bankatfidelity.com/save/personal-money-markets
All captured Oct 6, 2026
Platinum Money Market
0.75%APY
Available to Wealth Management clients. APY is variable and may change at any time, including after the account is opened; fees may reduce earnings. Opening minimum and monthly fee are not restated on the Platinum schedule.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 0.00% | — | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
| $2,500 – $25,000Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 0.75% | $75 | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
| $25,000 – $100,000Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 1.15% | — | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
| $100,000 – $250,000Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 1.75% | — | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
| $250,000 – $500,000Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 1.75% | — | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
| $500,000 and upPlatinum rate for Wealth Management clients. APY variable; fees may reduce earnings. | 2.01% | — | Platinum rate for Wealth Management clients. APY variable; fees may reduce earnings. |
Sources (2)
All captured Oct 6, 2026
Optimum Choice Savings
0.35%APY
Rates apply for clients with Relationship Checking, Performance Checking, or Fidelity Choice Banking account. Monthly service charge is $2 for balances $0 to $99.99, $0 for $100 and over. Minimum daily balance of $100 to obtain APY. Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100For balances $0-$99.99; monthly service charge is $2. | 0.00% | — | For balances $0-$99.99; monthly service charge is $2. |
| $100 – $24,999For balances $100-$24,999; monthly service charge is $0. | 0.35% | $35 | For balances $100-$24,999; monthly service charge is $0. |
| $25,000 and upFor balances $25,000 or more; monthly service charge is $0. | 0.35% | — | For balances $25,000 or more; monthly service charge is $0. |
Sources (2)
All captured Oct 16, 2026
Statement Savings
0.25%APY
$2.00 monthly service charge for balances $0 to $99.99, $0 for balances $100 and over. Minimum daily balance of $100.00 to obtain APY. Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100For balances $0-$99.99; monthly service charge is $2.00. | 0.00% | — | For balances $0-$99.99; monthly service charge is $2.00. |
| $100 and upFor balances $100 or more; monthly service charge is $0. | 0.25% | $25 | For balances $100 or more; monthly service charge is $0. |
Sources (2)
All captured Oct 16, 2026
Special-purpose accounts
Green Team Savings
Up to 0.15%APY
Open to children 18 years of age and younger (or under the age of 19). Once a year Fidelity Bank will make a cash deposit equal to 1% of the Green Team member's balance on a specified date (max $10 rebate per year).
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceInterest-earning tier.Any balance | 0.15% | $15 | Interest-earning tier. |
| Any balanceBase non-earning tier.Any balance | 0.00% | $0 | Base non-earning tier. |
Sources (1)
- bankatfidelity.com/save/green-team-savings · captured Oct 16, 2026
Scholar Savings
0.05%APY
Available to students up to age 23, thereafter the account will be converted to a Statement Savings account. Minimum daily balance requirement of $50 to obtain the APY. No fees. Interest paid quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50For balances $0-$49.99. No fees. | 0.00% | — | For balances $0-$49.99. No fees. |
| $50 and upFor balances $50 or more. No fees. | 0.05% | $5 | For balances $50 or more. No fees. |
Sources (2)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.