Bank · FDIC insured
First Keystone Community Bank
A $1.6B bank headquartered in Berwick, PA, with 19 branches in Pennsylvania. Best rates: CDs 4.25% and savings 0.05% APY.
First Keystone Community Bank Carrot Score
75
Carrot Score
Higher than 38% of U.S. banks and credit unions
#18 of 30 in Scranton, PA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Keystone Community Bank
First Keystone Community Bank has been owned and operated by local men and women since 1864.
The bank operates 19 offices servicing Columbia, Luzerne, Monroe, Montour, and Northampton counties in Pennsylvania.
- Headquarters
- 111 W Front St, Berwick, PA 18603
- FDIC certificate
- 7404 ↗
Branches
19 branches in Pennsylvania
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Pennsylvania
19 branches
Scranton area · 8
- Salem Branch400 Fowler Ave, Berwick, PA 18603Directions
- Dallas Branch2325 Memorial Hwy, Dallas, PA 18612Directions
- Hanover Township Branch1540 Sans Souci Pkwy, Hanover Township, PA 18706Directions
- Kingston Branch299 Wyoming Ave, Kingston, PA 18704Directions
- Mountaintop18 N Mountain Blvd, Mountain Top, PA 18707Directions
- Nescopeck Branch437 W 3rd St, Nescopeck, PA 18635Directions
- Plymouth Branch463 W Main St, Plymouth, PA 18651Directions
- Shickshinny Branch107 S Main St, Shickshinny, PA 18655Directions
Bloomsburg area · 5
- First Keystone Community BankMain office111 W Front St, Berwick, PA 18603Directions
- Briar Creek Branch55 Briar Creek Plz, Berwick, PA 18603Directions
- Freas Avenue Branch701 Freas Ave, Berwick, PA 18603Directions
- Scott Township Branch2301 Columbia Blvd, Bloomsburg, PA 17815Directions
- Mifflinville BranchThird And Race Streets, Mifflinville, PA 18631Directions
East Stroudsburg area · 4
- Brodheadsville Branch2022 Route 209, Brodheadsville, PA 18322Directions
- Mountainhome Branch1154 Route 390, Cresco, PA 18326Directions
- Stroudsburg559 Main St, Stroudsburg, PA 18360Directions
- Swiftwater Office2070 Route 611, Swiftwater, PA 18370Directions
Allentown area · 1
- Bethlehem Branch1503 Linden St, Bethlehem, PA 18017Directions
Sunbury area · 1
- Danville Branch1049 Bloom Rd, Danville, PA 17821Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 9.69% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 2.11% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.81% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $80 | $88 | — |
- CapitalLeverage ratio9.69%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent2.11%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.81%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$80Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Keystone Community Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.