Credit union · NCUA insured
People First Federal Credit Union
Top CarrotA $1B credit union headquartered in Allentown, PA, with 74,678 members and 9 branches in Pennsylvania. Best rates: CDs 4.15% and savings 1.05% APY.
People First Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 76% of U.S. banks and credit unions
#6 of 39 in Allentown, PA-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About People First Federal Credit Union
People First Federal Credit Union operates 8 local branches throughout the Lehigh Valley.
The credit union maintains its mailing address and headquarters in Allentown, Pennsylvania.
- Headquarters
- 740 W Hamilton St Ste 300, Allentown, PA 18101-2474
- NCUA charter
- 6885
Branches
9 branches in Pennsylvania
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Pennsylvania
9 branches
- Devonshire2141 Downyflake Ln, Allentown, PA 18103Directions
- Sixth Street26 N 6th St Ste 120, Allentown, PA 18101Directions
- Tilghman Square Branch4680 Broadway, Ste A03-A04, Allentown, PA 18104Directions
- Bethlehem Branch2259 Schoenersville Rd, Bethlehem, PA 18017Directions
- Bethlehem Township4150 Easton Ave, Bethlehem, PA 18020Directions
- Nazareth Branch4066 Jandy Blvd, Nazareth, PA 18064Directions
- Palmerton330 Delaware Ave, Palmerton, PA 18071Directions
- Trexlertown Branch6900 Hamilton Blvd, Trexlertown, PA 18087Directions
- Whitehall Branch3682 Crescent Ct E, Whitehall, PA 18052Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.59% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 1.10% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 0.37% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio7.59%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late1.10%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets0.37%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of People First Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.