Bank · FDIC insured
Embassy Bank Savings Rates
Embassy Bank’s best savings rate is 0.30% APY on $10,000, with its Ingot Savings. Rates checked October 16, 2026.
How Embassy Bank’s savings rates compare
Compared with banks and credit unions near Allentown, PA-NJ, where Embassy Bank has the most branches. $10,000, best rate first.
This bank’s best
Embassy Bank
0.30%APY
- Requires
- None
- Earns on $10,000 a year
- $30
Ingot Savings
Top rate
Univest
3.75%APY
- Requires
- None
- Earns on $10,000 a year
- $375
2nd-highest rate
United Federal Credit Union
3.00%APY
- Requires
- Monthly account activity
- Earns on $10,000 a year
- $300
Embassy Bank savings score
74
Savings score
Higher than 35% of U.S. banks and credit unions
- $1,000 balance$1,0000.30%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified0.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Embassy Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Ingot Savings
0.30%APY
Rate may vary. Interest compounds monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may vary and interest compounds monthly. No minimum balance required. No monthly maintenance fees.Any balance | 0.30% | $30 | Rate may vary and interest compounds monthly. No minimum balance required. No monthly maintenance fees. |
Sources (2)
All captured Sep 17, 2026
Diplomat Gold Money Market
0.02%APY
Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. No maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. | 0.02% | $2 | Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. |
| $25,000 – $100,000Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. | 0.02% | — | Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. |
| $100,000 – $250,000Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. | 0.02% | — | Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. |
| $250,000 – $500,000Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. | 0.02% | — | Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. |
| $500,000 and upRate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. | 0.02% | — | Rate may vary and is paid on full daily balance for applicable tier. Interest compounds monthly. |
Sources (2)
All captured Sep 17, 2026
Special-purpose accounts
IRA Savings
0.02%APY
Available as Traditional & Roth IRAs. Rate may vary and interest compounds monthly. Fees may reduce earnings. Early withdrawal penalty may apply.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may vary and interest compounds monthly. No minimum balance, no monthly fees. Early withdrawal penalty may apply. Fees may reduce earnings.Any balance | 0.02% | $2 | Rate may vary and interest compounds monthly. No minimum balance, no monthly fees. Early withdrawal penalty may apply. Fees may reduce earnings. |
Sources (2)
All captured Sep 17, 2026
Young Savers
0.02%APY
Rate may vary. Interest compounds monthly.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceRate may vary and interest compounds monthly. No minimum balance or monthly fees.Any balance | 0.02% | $2 | Rate may vary and interest compounds monthly. No minimum balance or monthly fees. |
Sources (2)
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.