Credit union · NCUA insured
APCI Federal Credit Union
Top CarrotA $689.3M credit union headquartered in Allentown, PA, with 17,438 members and 1 branch in Pennsylvania. Best rates: CDs 4.25% and savings 1.50% APY.
APCI Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 39 in Allentown, PA-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About APCI Federal Credit Union
APCI Federal Credit Union is a member-owned, not-for-profit financial cooperative based in Allentown, Pennsylvania, founded in 1954.
Originally established to serve Air Products employees and their families in Allentown and Emmaus, Pennsylvania, it now serves members in all 50 states.
- Headquarters
- 6126 Hamilton Blvd Ste 102, Allentown, PA 18106
- NCUA charter
- 9607
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Aramark based at Air Products Global Headquarters who work in, or are paid or supervised from Allentown, PA are eligible to join.
- Employees of ATAS International, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Contractors of Air Products and Chemicals, Inc. who work in the United States are eligible to join.
- Employees of Evonik Corporation who work in or are supervised from Trexlertown, PA are eligible to join.
- Employees of Julabo USA, Inc. who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
6 more ways to join
Employers and groups
- Employees of OraSure Technologies, Inc. who work in, are paid from, or are supervised from Bethlehem, Pennsylvania are eligible to join.
- Employees of Air Products Helium, Inc., Air Products Manufacturing Corporation, or Air Products LLC who work in, are paid from, or are supervised from Allentown, Pennsylvania are eligible to join.
- Employees of Versum Materials who work in, are paid from, or are supervised from Burlington, Massachusetts are eligible to join.
Family and household
- Immediate family members (spouse, child, sibling, parent, grandparent, grandchild, including step and adoptive relations) and household members (living in same residence maintaining single economic unit) of qualifying employee groups or existing members are eligible to join.
Other ways
- Persons retired as pensioners or annuitants from the qualifying employments are eligible to join.
- Spouses of persons who died while within the field of membership of the credit union are eligible to join.
Branches
1 branch in Pennsylvania
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Pennsylvania
1 branch
- APCI Federal Credit UnionMain office6126 Hamilton Blvd Ste 102, Allentown, PA 18106Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.11% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.09% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.52% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $49 | $76 | — |
- CapitalNet worth ratio9.11%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.09%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.52%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$49Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of APCI Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.