Compare Bank & Credit Union Rates
Best savings rates in Pennsylvania
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Pennsylvania
- 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Digital Checking: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 6.00%APY$600 a year on $10,000with conditions
Requirements
Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.
Offer: If qualifying criteria not met.
Qualified rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Checking Plus: Savings Balance APY Any balance 0.01% Up to $10,000Your amountIf qualifying criteria met. 6.00% Over $10,000If qualifying criteria met. 0.10% Rate checked
More details - 5.00%APY$500 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Includes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval).
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - 4.00%APY$400 a year on $10,000
Requirements
Product: Available in Ohio / eligible markets only. For new accounts. Product and feature availability may vary by location.
Offer: For new accounts. Available in eligible markets (Ohio only). Rate subject to change after account opening. Fees may reduce earnings.
No monthly fee · Effective Mar 30, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Limited-time offer (America 250 Savings Event). Must be opened the same day as a Certificate of Deposit (CD) at Pennian Bank. Maximum deposit in Companion Savings account is equal to the amount held in CDs opened the same business day. Public funds are not eligible.
Offer: Requires opening a CD at Pennian Bank on the same business day with a minimum deposit of $1,000.00; maximum deposit equals amount held in same-day CDs. $100.00 minimum balance required to obtain APY.
Qualified rate · Effective Jul 2, 2026
Rate checked
More details - 3.75%APY$375 a year on $10,000with conditions
Requirements
Product: Requires checking account. Monthly service fee $0, minimum balance $0.
Qualified rate · No monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Smart Savings Balance APY Up to $10,000Your amount 3.75% $10,000 – $25,000APY ranges from 3.75% to 3.00%. 3.00% $25,000 – $100,000,000APY ranges from 3.00% to 0.75%. 0.75% Rate checked
More details - UnivestPersonal Money Market AccountPersonal Money Market Account · 3.60%–3.75% by balance
Bank · 36 branches
3.75%APY$375 a year on $10,000intro rateRequirements
Product: Requires new money not currently on deposit at Univest or its affiliates. Guaranteed promotional rate through December 31, 2026; converts to standard rates and terms starting January 1, 2027. Can be opened online or in-person at select locations, and in-person only at all other PA/NJ financial centers. Not available on business accounts. Withdrawal limitations apply.
Offer: For balances less than $5,000; guaranteed promotional rate until December 31, 2026 on new money not currently on deposit at Univest or its affiliates. Starting January 1, 2027, converts to standard rates and terms.
Promotional rate · No monthly fee
Rate by balance
Rate by balance for Personal Money Market Account Balance APY Up to $5,000 3.60% $5,000 and upYour amount 3.75% Rate checked
More details - 3.71%APY$371 a year on $10,000
Requirements
Product: Special saver account for First Responders.
Offer: For First Responders.
3.65% interest rate
Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.
Offer: Base rate for opening SmartStep Installment Savings Account.
Qualified rate · Balance cap $15,000 · Effective Apr 29, 2026
Rate checked
More details - Parke BankParke Select Money MarketParke Select Money Market · $1,000 min · 3.50%–3.75% by balance
Bank · 2 branches
3.50%APY$350 a year on $10,000Requirements
Product: Minimum deposit required to open is $1,000. No service charges imposed provided you maintain a daily minimum balance of $1,000. A monthly fee of $7 will be charged if the minimum balance falls below $1,000. Fees may reduce earnings.
Offer: Deposit balance up to $49,999.99. Minimum deposit to open is $1,000. Monthly fee of $7 waived with $1,000 daily minimum balance.
3.44% interest rate · $7 monthly fee · Effective Dec 15, 2025
Rate by balance
Rate by balance for Parke Select Money Market Balance APY Up to $50,000Your amount 3.50% $50,000 and up 3.75% Rate checked
More details - 3.50%APY$350 a year on $10,000with conditions
Requirements
Product: No minimum balance to open. One High Yield Savings per member. Base rate applies up to $50,000; to earn 3.50% APY, must pair with an active FreePlus Checking account meeting monthly requirements (direct deposit of $500+, 10 posted debit transactions, estatements, and log into online banking at least once per month).
Offer: Requires active FreePlus Checking account with direct deposit of $500+, 10 posted debit card transactions, monthly estatements, and online banking login at least 1x per month. Rate applies on balances up to $50,000.
Qualified rate · Balance cap $50,000 · Effective Oct 5, 2026
Rate checked
More details - Trumark Credit UnionHigh Yield SavingsSavings · $0 min · 0.10%–3.50% by balance
Credit union · 25 branches
3.50%APY$350 a year on $10,000with conditionsRequirements
Product: Requires an active Momentum Checking Account and meeting monthly qualification requirements ($1,000 in electronic deposits, 15 qualifying transactions, or age 26 or younger) to earn 3.50% APY on balances from $1 to $100,000; balances above $100,000 or months when qualifications are not met earn the Primary Savings rate.
Offer: If monthly qualification requirements are not met, the account earns the Primary/Regular Savings rate for that month.
Qualified rate · 0.09% interest rate · Effective Sep 18, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Any balance 0.10% Up to $100,000Your amount 3.50% Over $100,000 0.10% Rate checked
More details - Philadelphia Federal Credit UnionHigher Yield SavingsSavings · $50 min · 1.30%–3.50% by balance
Credit union · 14 branches
3.50%APY$350 a year on $10,000Requirements
Product: Tiered rate structure rewards bigger balances. No monthly fees or minimum balance requirements.
Offer: Tier 1: $50 minimum daily balance required to obtain stated rate and yield.
1.29% interest rate · No monthly fee
Rate by balance
Rate by balance for Higher Yield Savings Balance APY $50 and up 1.30% $2,000 and up 1.30% $10,000 and upYour amount 3.50% $25,000 and up 3.50% Rate checked
More details - 3.50%APY$350 a year on $10,000
Requirements
Product: Requires a $2,500 balance to earn dividends. Dividends do not accrue on days when the ending balance is below the required balance. Includes two free withdrawals per month (including transfers between shares or to another Access CU account); $10 fee per each additional withdrawal/transfer out.
Offer: Deposits of $2,500 or more earn 3.50% APY (APR = 3.45%). Two free withdrawals/transfers per month, $10 per additional withdrawal/transfer out.
Effective Sep 18, 2024
Rate checked
More details - Clearview Federal Credit UnionRelationship Money MarketRelationship Money Market · $0 min · 2.25%–3.40% by balance
Credit union · 26 branches
3.40%APY$340 a year on $10,000with conditionsRequirements
Product: To qualify for relationship rates, pair with an active Absolute Checking account and either maintain $5,000+ in qualifying direct deposits monthly, make 8 qualifying debit card transactions monthly, or make 8 qualifying Clearview credit card transactions during the monthly cycle date. $10 monthly service fee waived by maintaining an average daily balance of at least $5,000 or $20,000 in combined deposits.
Offer: Tier 1 balance tier ($0.01 - $1,999,999.99). Minimum balance to earn stated APY is $0.01. $10 monthly service fee applies if average daily balance falls below $5,000 unless maintaining $20,000 in combined deposits.
Qualified rate · 3.35% interest rate · $10 monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Relationship Money Market Balance APY Up to $2,000,000Your amount 3.40% $2,000,000 and up 2.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Pennsylvania
771 accounts at 315 banks and credit unions · checked Oct 16–22
- Typical
- 0.20%
- Top 10% from
- 2.02%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.25%
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Pennsylvania
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Americo FCUCredit union · 2 branches
- FirstEnergy Choice FCUCredit union · 1 branch
- PenFed Credit UnionCredit union · 1 branch