Bank · FDIC insured
First Keystone Community Bank Savings Rates
First Keystone Community Bank’s best savings rate is 0.05% APY on $10,000, with its Key Money Market Deposit Account. Rates checked October 16, 2026.
How First Keystone Community Bank’s savings rates compare
Compared with banks and credit unions near Scranton, PA, where First Keystone Community Bank has the most branches. $10,000, best rate first.
This bank’s best
First Keystone Community Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- $10
- Earns on $10,000 a year
- $50
Keystone Savings
Top rate
NET Credit Union
6.00%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $600
2nd-highest rate
Northwest Bank
4.00%APY
- Requires
- None
- Minimum
- $1
- Earns on $10,000 a year
- $400
First Keystone Community Bank savings score
66
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.15%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Keystone Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Key Money Market Deposit Account
0.05%APY
Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $9,999Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. | 0.05% | — | Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. |
| $10,000 – $24,999Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. | 0.05% | $5 | Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. |
| $25,000 – $99,999Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. | 0.05% | — | Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. |
| $100,000 – $499,999Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. | 0.15% | — | Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. |
| $500,000 and upCompounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. | 0.30% | — | Compounded monthly. Maintain a minimum daily balance of $2,500 to waive the $10 monthly service charge. |
Sources (2)
All captured Oct 16, 2026
Keystone Savings
0.00%APY on $10,000
Must be paired/linked with a Keystone Cash or Keystone Cashback checking account (Keystone Rewards). Limit one Keystone Rewards checking and savings account per tax-reported owner. No monthly service charge. No minimum balance required to earn interest.
| Part of the balance | Rate on that part |
|---|---|
| Over $25,000 | 0.25% |
On $10,000 the tiers blend to about 0.00% APY, earning $0 a year.
Sources (3)
All captured Oct 16, 2026
Special-purpose accounts
Individual Retirement Account (IRA) Savings Account
0.05%APY
Available as Traditional, Roth, SEP, and Beneficiary/Inherited IRAs. No minimum deposit or minimum balance requirement. No bank penalty for withdrawals.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000Compounded monthly. Interest paid monthly. | 0.05% | — | Compounded monthly. Interest paid monthly. |
| $5,000 – $25,000Compounded monthly. Interest paid monthly. | 0.05% | $5 | Compounded monthly. Interest paid monthly. |
| $25,000 – $50,000Compounded monthly. Interest paid monthly. | 0.10% | — | Compounded monthly. Interest paid monthly. |
| $50,000 and upCompounded monthly. Interest paid monthly. | 0.15% | — | Compounded monthly. Interest paid monthly. |
Sources (2)
All captured Oct 16, 2026
Key Savings
0.05%APY
Monthly service charge of $4 is waived if you maintain a minimum daily balance of at least $200, set up a recurring direct deposit each month, or are a minor under age 23.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompounded quarterly. Monthly fee of $4 waived with minimum daily balance of $200, monthly direct deposit, or for minors under age 23.Any balance | 0.05% | $5 | Compounded quarterly. Monthly fee of $4 waived with minimum daily balance of $200, monthly direct deposit, or for minors under age 23. |
Sources (3)
All captured Oct 16, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.