Bank · FDIC insured
Embassy Bank
A $1.9B bank headquartered in Bethlehem, PA, with 10 branches in Pennsylvania. Best rates: CDs 4.00% and savings 0.30% APY.
Embassy Bank Carrot Score
72
Carrot Score
Higher than 30% of U.S. banks and credit unions
#23 of 39 in Allentown, PA-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Embassy Bank
Embassy Bank for the Lehigh Valley provides community-focused banking solutions across the Lehigh Valley.
Operating in connection with Embassy Bancorp, Inc., the institution supports local nonprofits, community events, and small businesses.
- Headquarters
- 100 Gateway Dr, Bethlehem, PA 18017
- FDIC certificate
- 57228 ↗
Branches
10 branches in Pennsylvania
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Pennsylvania
10 branches
- Embassy Bank for the Lehigh ValleyMain office100 Gateway Dr, Bethlehem, PA 18017Directions
- Cedar Crest Blvd. Branch1142 S Cedar Crest Blvd, Allentown, PA 18103Directions
- Liberty Street Branch Office2002 W Liberty St, Allentown, PA 18104Directions
- Tilghman Branch4148 W Tilghman St, Allentown, PA 18104Directions
- Trexlertown Marketplace Branch6379 Hamilton Blvd, Allentown, PA 18106Directions
- Saucon Valley Branch3495 Route 378, Bethlehem, PA 18015Directions
- West Broad Street Branch925 W Broad St, Bethlehem, PA 18018Directions
- Lower Nazareth Township3751 Easton Nazareth Hwy, Easton, PA 18045Directions
- Macungie Office Branch180 W Main St, Macungie, PA 18062Directions
- Nazareth Branch10 N Main St, Nazareth, PA 18064Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.83% | 10.49% | 11.89% or more |
| Troubled loansNoncurrent | 0.05% | 0.52% | 0.23% or less |
| ProfitabilityReturn on assets | 0.89% | 1.25% | 1.62% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalLeverage ratio8.83%Peers’ middle 10.49% · Top 25% 11.89%+
- Troubled loansNoncurrent0.05%Peers’ middle 0.52% · Top 25% ≤0.23%
- ProfitabilityReturn on assets0.89%Peers’ middle 1.25% · Top 25% 1.62%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 897 banks with $1 billion to $10 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Embassy Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.