Bank · FDIC insured
Penn Community Bank Savings Rates
Penn Community Bank’s best savings rate is 2.75% APY on $10,000, with its Premium Money Market. Rates checked October 16, 2026.
How Penn Community Bank’s savings rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Penn Community Bank has the most branches. $10,000, best rate first.
This bank’s best
Penn Community Bank
2.75%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $275
Premium Money Market
Top rate
Woori America Bank
5.00%APY
- Requires
- Monthly account activity
- Minimum
- $1,000
- Earns on $10,000 a year
- $500
2nd-highest rate
Comenity Capital Bank
4.05%APY
- Requires
- None
- Minimum
- $100
- Earns on $10,000 a year
- $405
Penn Community Bank savings score
89
Savings score
Higher than 90% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0002.75%
- $100,000 balance$100,0003.00%
- QualifiedQualified2.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Penn Community Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premium Money Market
2.75%APY
Rates are variable and may change at any time without prior notice. APY assumes minimum reinvestment at the same rate for an annual period. Fees may reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,500 and upCredited end of month. | 2.75% | $275 | Credited end of month. |
| $50,000 and upCredited end of month. | 3.00% | — | Credited end of month. |
| $250,000 and upCredited end of month. | 3.25% | — | Credited end of month. |
Sources (1)
- penncommunitybank.com/personal/personal-banking-rates · captured Oct 6, 2026
Ultra Money Market
0.10%APY
$1,000 minimum daily balance to earn interest and avoid monthly service fee. $12 monthly service fee if minimum balance is not met.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upCredited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. | 0.10% | $10 | Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. |
| $10,000 and upCredited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. | 0.10% | $10 | Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. |
| $25,000 and upCredited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. | 0.15% | — | Credited end of month. Minimum daily balance of $1,000 to earn interest and avoid $12 monthly service fee. |
Sources (2)
- penncommunitybank.com/personal/bank/savings-money-market
- penncommunitybank.com/personal/personal-banking-rates
All captured Oct 6, 2026
Common Cents Savings
0.15%APY
Rounds up purchases and automatically transfers the change to savings. $5 monthly service fee waived if a daily balance of $100 or more is maintained. No minimum daily balance requirement to earn interest.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Over $0$5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month. | 0.15% | $15 | $5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month. |
| Over $5,000$5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month. | 0.15% | $15 | $5 monthly service fee waived if daily balance of $100 or more is maintained. Credited end of month. |
Sources (2)
- penncommunitybank.com/personal/bank/savings-money-market
- penncommunitybank.com/personal/personal-banking-rates
All captured Oct 6, 2026
Statement Savings
0.05%APY
$5 monthly service fee waived with a $100 minimum daily balance. $100 minimum daily balance to earn interest.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100 and up$100 minimum daily balance to earn interest and avoid $5 monthly service fee. Credited end of month.$100 and up | 0.05% | $5 | $100 minimum daily balance to earn interest and avoid $5 monthly service fee. Credited end of month. |
Sources (2)
- penncommunitybank.com/personal/bank/savings-money-market
- penncommunitybank.com/personal/personal-banking-rates
All captured Oct 6, 2026
Special-purpose accounts
IRA Statement
0.05%APY
Individual Retirement Account (IRA) Statement savings account. Annual percentage yield produced after one full year of compounding. Subject to IRS rules.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upInterest credited end of month. Minimum balance for APY is $25.00. Rates are variable and may change at any time without prior notice.$25 and up | 0.05% | $5 | Interest credited end of month. Minimum balance for APY is $25.00. Rates are variable and may change at any time without prior notice. |
Sources (1)
- penncommunitybank.com/personal/personal-banking-rates · captured Oct 6, 2026
Junior Statement Savings
0.05%APY
Requires at least one account owner 18 years old or younger. $1 monthly service fee waived with a $25 minimum daily balance.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and up$25 minimum daily balance to earn interest and avoid $1 monthly service fee. Credited end of month.$25 and up | 0.05% | $5 | $25 minimum daily balance to earn interest and avoid $1 monthly service fee. Credited end of month. |
Sources (2)
- penncommunitybank.com/personal/bank/savings-money-market
- penncommunitybank.com/personal/personal-banking-rates
All captured Oct 6, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.