Compare Bank & Credit Union Rates
Best savings rates in Missouri
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 436–450 results in Missouri
- 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. Automatic transfer of Kasasa Cash earnings to Kasasa Saver. Monthly qualification cycle requirements on linked checking account: at least 12 debit card purchases, enrolled in and agree to receive e-statements, maintain valid email address, and log into online/mobile banking.
Offer: When qualifications are not met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to entire average daily balance.
Qualified rate · 0.05% interest rate · No monthly fee · Effective Nov 22, 2022
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Exclusively available to Kasasa Cash or Kasasa Cash Back checking account holders. No recurring monthly maintenance charge. Requires maintaining a linked Kasasa checking account.
Offer: Base rate applied to entire daily collected balance when linked Kasasa checking qualifications are not met during a Monthly Qualification Cycle.
Qualified rate · No monthly fee · Effective Jan 31, 2020
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Linked to free eZ Cash or eZ Cash Back checking account. Avoid the $3 quarterly service fee by maintaining a $50 average daily balance. Limit one account per SSN.
Offer: Qualifications not met on linked eZ Cash or eZ Cash Back account. Avoid $3 quarterly fee by maintaining $50 average daily balance.
Qualified rate · Effective Jun 1, 2021
Rate checked
More details - 0.05%APY$5 a year on $10,000
- Leadco Community Credit UnionGeneral Shares (Passbook Savings)Savings · $25 min · 0.05%–0.10% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: To become a member of any credit union, one must first open a general share account. Dividends accrue daily and are credited quarterly. Dividend rate and APY may change at any time.
Offer: Balance <$25,000
0.05% interest rate
Rate by balance
Rate by balance for General Shares (Passbook Savings) Balance APY Up to $25,000Your amount 0.05% $25,000 and up 0.10% Rate checked
More details - PNCPremiere Money Market AccountPremiere Money Market Account · $1 min · 0.04%–0.05% by balance
Bank · 27 branches
0.04%APY$4 a year on $10,000with conditionsRequirements
Product: Minimum opening deposit is $0 online or $25 at a branch. Monthly service charge of $12 waived with an average monthly balance of $5,000 or when linked to a select PNC checking account. Minimum to earn interest is $1.
Offer: Standard Rate. $0 minimum deposit to open online ($25 in branches). $12 monthly fee waived with $5,000 average monthly balance or linked select PNC checking account.
Qualified rate · 0.04% interest rate · $12 monthly fee · Effective Oct 21, 2026
Rate by balance
Rate by balance for Premiere Money Market Account Balance APY Up to $10,000 0.04% $10,000 – $25,000Your amount 0.04% $25,000 – $50,000 0.04% $50,000 – $100,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.04% $250,000 – $500,000Standard rate tier. Monthly fee waived if avg monthly balance >=$5,000 or linked to select PNC checking. Opening deposit $25 at branches; online opening minimum $0. 0.05% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
Offer: Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.
$3 monthly fee · Effective Oct 2, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000with conditions
Requirements
Product: Requires a Free Checking, Access Debit Account, or Premier Checking Relationship. $1,000 minimum deposit to open account. No minimum daily balance or monthly fee. Transfer funds, withdraw money or write checks up to 6 times per monthly cycle for free. Rates determined by primary account holder's county of residence in Deposit Footprint (applied to Douglas County, NE 68102).
Qualified rate · 0.04% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $5,000 0.04% $5,000 – $25,000Your amount 0.04% $25,000 – $100,000 0.06% $100,000 – $500,000 0.06% $500,000 – $1,000,000 0.08% $1,000,000 – $2,500,000 0.08% $2,500,000 and up 0.08% Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Variable rate savings account. $8.00 monthly maintenance fee waived for the first 6 months for new accounts; thereafter waived by maintaining a minimum daily balance of $500 or more, owning a Bank of America Advantage Relationship Banking account, having an account owner under age 25, or being enrolled in BofA Rewards at Preferred Plus, Preferred Honors, or Premier tier. No Overdraft Item Fees. Paper check writing is not permitted. Online new account opening limit is $250,000.
Offer: Standard rate for balances less than $5,000. Variable rate. Applicable to Western North Carolina. $8.00 monthly fee with waiver options ($500 minimum daily balance, owner under 25, Advantage Relationship Banking, or qualifying BofA Rewards tier; fee waived first 6 months for new accounts).
0.04% interest rate · $8 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.04%APY$4 a year on $10,000
Requirements
Product: Ideal for young customers or customers who wish to have quick access to deposits. No minimum balance to maintain. Free online, mobile, text banking, and e-statements. Debit card included. Interest is compounded quarterly and credited to the account. Earn a bonus of .50% above our published savings rate with an automatic monthly transfer of $10 or more from our Smart Checking account.
0.04% interest rate · Compounded quarterly · No monthly fee · Effective Mar 17, 2020
Rate checked
More details - Heartland Bank and Trust CompanySimply SavingsSavings · $50 min · 0.03%–0.50% by balance
Bank · 1 branch
0.03%APY$3 a year on $10,000Requirements
Product: Minimum to open the account is only $50 for 18 and over. Under 18 can open an account for $25. Average quarterly balance of $200 required to avoid $3 charge (waived for under 18). Interest compounded and credited quarterly based on daily balance. $1.75 charge per withdrawal over 9 per quarter (waived if $500 minimum quarterly balance or under 18).
Offer: Level 4 tier for daily balance of less than $25,000.
0.03% interest rate · Effective Oct 16, 2026
Rate by balance
Rate by balance for Simply Savings Balance APY Up to $25,000Your amount 0.03% $25,000 – $100,000 0.15% $100,000 – $250,000 0.35% $250,000 and up 0.50% Rate checked
More details - CommunityAmerica Credit UnionHigh Interest SavingsSavings · $1 min · 0.03%–5.00% by balance
Credit union · 31 branches
0.03%APY$3 a year on $10,000with conditionsRequirements
Product: Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.
Offer: First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Qualified rate · 4.89% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for High Interest Savings Balance APY Up to $2,500 5.00% Over $2,500Your amountAlso applies to entire balance if First Tier qualifications are not met. 0.03% Rate checked
More details - CommunityAmerica Credit UnionSavingsSavings · $1 min · 0.03%–0.05% by balance
Credit union · 31 branches
0.03%APY$3 a year on $10,000Requirements
Product: Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.
0.03% interest rate · Effective Oct 15, 2026
Rate by balance
Rate by balance for Savings Balance APY Up to $10,000 0.03% $10,000 – $25,000Your amount 0.03% $25,000 – $50,000 0.03% $50,000 – $100,000 0.05% $100,000 and up 0.05% Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
Offer: $100 minimum daily balance required to avoid the $5 monthly service charge.
0.03% interest rate · $5 monthly fee
Rate checked
More details - 0.03%APY$3 a year on $10,000
Requirements
Product: $3 quarterly service charge avoided by maintaining a $100 minimum balance. Six transfers allowed each month (three by payment to third parties and three transfers and/or withdrawals); unlimited in-house withdrawals.
Offer: Competitive interest on entire balance. Minimum to earn interest is $0+. Avoid $3 quarterly service charge with $100 minimum balance.
Effective Apr 4, 2023
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Missouri
488 accounts at 187 banks and credit unions · checked Oct 23–24
- Typical
- 0.25%
- Top 10% from
- 2.00%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- CIBC Bank USABank · 1 branch