Bank · FDIC insured
Mid-Missouri Bank
A $946.7M bank headquartered in Springfield, MO, with 13 branches in Missouri. Best rates: CDs 1.00% and savings 0.30% APY.
Mid-Missouri Bank Carrot Score
62
Carrot Score
Higher than 6% of U.S. banks and credit unions
#24 of 27 in Springfield, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Mid-Missouri Bank
Chartered in 1872, Mid-Missouri Bank operates 13 locations across 10 Southwest Missouri communities.
- Headquarters
- 1615 E Independence St, Springfield, MO 65804
- FDIC certificate
- 15584 ↗
Branches
13 branches in Missouri
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Missouri
13 branches
Springfield area · 6
- Mid-Missouri BankMain office1615 E Independence St, Springfield, MO 65804Directions
- Bolivar Branch2275 S Springfield Ave, Bolivar, MO 65613Directions
- Republic Branch806 E Hines St, Republic, MO 65738Directions
- Campbell Facility5419 S Campbell Ave, Springfield, MO 65810Directions
- Springfield - Sunshine Branch3546 E Sunshine St, Springfield, MO 65809Directions
- Willard Branch306 Procter Rd, Willard, MO 65781Directions
Joplin area · 3
- Joplin Branch2230 E 32nd St, Joplin, MO 64804Directions
- Motor Branch101 N Main St, Webb City, MO 64870Directions
- Webb City Facility1421 S Madison St, Webb City, MO 64870Directions
El Dorado Springs area · 1
- Eldorado Springs Branch118 W Us Highway 54, El Dorado Springs, MO 64744Directions
Lebanon area · 1
- Lebanon Branch278 N Jefferson Ave, Lebanon, MO 65536Directions
Mount Vernon area · 1
- Mt. Vernon Branch300 E Mount Vernon Blvd, Mount Vernon, MO 65712Directions
Stockton area · 1
- Stockton Branch5 Public Sq, Stockton, MO 65785Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.80% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.07% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.63% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $81 | $81 | — |
- CapitalLeverage ratio10.80%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.07%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.63%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$81Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Mid-Missouri Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.