Compare Bank & Credit Union Rates
Best savings rates in Lee's Summit, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Lee's Summit, MO
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 1 branch
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - 3.60%APY$360 a year on $10,000
Requirements
Product: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
Offer: Online only. High-yield online savings account available nationally. Interest is compounded monthly.
3.54% interest rate · Compounded monthly · Effective Oct 16, 2026
Rate checked
More details - North American Savings BankUltimate SavingsSavings · $10,000 min · 0.01%–3.60% by balance
Bank · 1 branch
3.60%APY$360 a year on $10,000Requirements
Product: Online only. Blended interest rate. Rates only available in the Greater Kansas City (KS/MO) area.
Offer: Blended interest rate. Available online through nasb.com only.
Effective Sep 11, 2026
Rate by balance
Rate by balance for Ultimate Savings Balance APY Up to $50,000Your amount 3.60% $50,000 – $1,999,999 3.60% $2,000,000 and up 0.01% Rate checked
More details - CommunityAmerica Credit UnionAdvantage Money MarketAdvantage Money Market · $1,000 min
Credit union · 2 branches
3.20%APY$320 a year on $10,000Requirements
Product: Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.
Offer: Subject to a $10 monthly fee if balance falls below $1,000 at any time.
3.15% interest rate · Compounded daily · $10 monthly fee · Effective Oct 5, 2026
Rate checked
More details - North American Savings BankSelect III SavingsSavings · $500 min · 2.50%–3.75% by balance
Bank · 1 branch
2.50%APY$250 a year on $10,000Requirements
Product: Tiered savings account. Monthly maintenance fee of $7.50 waived if minimum balance of $500 is met.
Offer: Monthly maintenance fee waived with $500 minimum balance.
$7.50 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Select III Savings Balance APY Up to $5,000 2.50% $5,000 – $25,000Your amount 2.50% $25,000 – $75,000 3.10% $75,000 and up 3.75% Rate checked
More details - 2.50%APY$250 a year on $10,000
Requirements
Product: Available online through nasb.com only. Interest compounded daily and paid monthly. A $30 account closure fee applies if the account is closed within 90 days of opening.
Offer: Available online through nasb.com only. Interest compounded daily and paid monthly.
Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details - Blue Ridge Bank and Trust Co.Maximum Yield (MY) Savings AccountSavings · $25 min · 0.20%–2.06% by balance
Bank · 2 branches
2.06%APY$206 a year on $10,000with conditionsRequirements
Product: Requires a MY Checking account and meeting monthly qualifications: 12 or more debit or credit MasterCard POS purchases per monthly cycle, 1 ACH direct deposit or payment set up, active email account, registration for electronic statements, online banking registration, and applying for a free Blue Ridge Bank debit MasterCard. Paper statements available for a $5 monthly fee. Allows 6 transfers per monthly statement cycle; $1 excess item fee for each withdrawal in excess of 3 per monthly statement cycle. $25 fee if closed within 180 days of opening.
Offer: Qualifications met in MY Checking.
Qualified rate · 2.04% interest rate · No monthly fee · Effective Feb 2, 2026
Rate by balance
Rate by balance for Maximum Yield (MY) Savings Account Balance APY Up to $25,000Your amount 2.06% Over $25,000Qualifications met in MY Checking; 0.20% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Security Bank of Kansas CityMoney Market AccountMoney Market Account · $25 min · 1.11%–1.99% by balance
Bank · 4 branches
1.11%APY$111 a year on $10,000Requirements
Product: Minimum Balance Service Charge of $7.50 per month is waived with a $1,000 daily balance. Interest compounded & credited monthly.
Offer: Below $10,000.00 balance tier. $7.50 monthly fee waived with a $1,000 daily balance.
1.10% interest rate · $7.50 monthly fee
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $10,000 1.11% $10,000 – $25,000Your amount 1.11% $25,000 – $100,000 1.21% $100,000 – $250,000 1.51% $250,000 – $500,000 1.66% $500,000 – $1,000,000 1.92% $1,000,000 and up 1.99% Rate checked
More details - Missouri Central Credit UnionPremier Money MarketPremier Money Market · $1 min · 0.80%–1.90% by balance
Credit union · 1 branch
1.10%APY$110 a year on $10,000Requirements
Product: Tiered rate account where the interest rate and APY apply to the full balance once a tier balance range is met. Interest compounded and credited monthly using the average daily balance method. Limited to 6 transfers/withdrawals per month. Requires maintaining a $1.00 minimum share in Share Savings.
Offer: Interest is paid and subject to change monthly. Full balance tier rate. Limit of 6 transfers/withdrawals per month.
0.80% interest rate · Effective Nov 20, 2025
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $1,000 0.80% $1,000 – $10,000 1.00% $10,000 – $25,000Your amount 1.10% $25,000 – $50,000 1.20% $50,000 – $75,000 1.30% $75,000 – $200,000 1.60% $200,000 and up 1.90% Rate checked
More details - 1.00%APY$100 a year on $10,000
Requirements
Product: A $6.00 monthly service fee can be waived by enrolling in online statements or maintaining an average balance of $1,000. 6 free withdrawals or transfers per month, $2 per transaction thereafter. Tiered rate account; see a personal banker for additional rate tier information.
Offer: Waive $6.00 monthly service fee by enrolling in online statements or maintaining an average balance of $1,000. Tiered rate account; see a personal banker for additional rate tier information.
Balance cap $25,000 · $6 monthly fee
Rate checked
More details - Mazuma Credit UnionMoney Market AccountMoney Market Account · $1,000 min · 1.00%–3.10% by balance
Credit union · 2 branches
1.00%APY$100 a year on $10,000Requirements
Product: Membership Eligibility Required. Limit of six certain withdrawals/transfers per cycle.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Account Balance APY $1,000 – $49,999Your amount 1.00% $50,000 – $100,000 1.85% $100,000 – $199,999 2.50% $200,000 – $499,999 2.70% $500,000 and up 3.10% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 2 branches
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - BOK FinancialPremier Money MarketPremier Money Market · $50 min · 0.15%–2.50% by balance
Bank · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: $15 monthly maintenance fee waived by maintaining $10,000 average collected balance for the month. $50 opening deposit required. Earn 0.05% higher interest rate with a Premier or Select Checking account relationship. Free incoming domestic wires and check writing privileges.
0.15% interest rate · $15 monthly fee · Effective Oct 15, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.15% $10,000 – $25,000Your amount 0.75% $25,000 – $50,000 2.00% $50,000 – $100,000 2.25% $100,000 – $250,000 2.50% $250,000 and up 2.50% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Lee's Summit, MO
72 accounts at 23 banks and credit unions · checked Oct 15–22
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.15%
- Credit unions, typical
- 0.20%
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Kansas City, MO-KS metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- 1st MidAmerica Credit UnionCredit union · 1 branch
- Nova Credit UnionCredit union · 1 branch
- CommunityAmerica Credit UnionCredit union · 31 branches