Bank · FDIC insured
CIBC Bank USA
Top CarrotA $66.5B bank, the 42nd largest of 4,207, headquartered in Chicago, IL, with 8 branches in 4 states. Best rates: CDs 4.35% and savings 3.75% APY.
CIBC Bank USA Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#7 of 124 in Chicago, IL-IN metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About CIBC Bank USA
The Canadian Bank of Commerce was founded in 1867.
The Commerce and the Imperial Bank of Canada merged in 1961 to form the Canadian Imperial Bank of Commerce (CIBC).
- Headquarters
- 120 S La Salle St, Chicago, IL 60603
- FDIC certificate
- 33306 ↗
Branches
8 branches in 4 states
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Illinois
5 branches
- CIBC Bank USAMain office120 S La Salle St, Chicago, IL 60603Directions
- Bronzeville Branch458 E Pershing Rd, Chicago, IL 60653Directions
- Little Village Branch3010 S Kedzie Ave, Chicago, IL 60623Directions
- Lincolnwood Branch4007 W Touhy Ave, Lincolnwood, IL 60712Directions
- Founders Bank Branch6825 W 111th St, Worth, IL 60482Directions
Florida
1 branch
- Florida Branch340 Royal Palm Way, Palm Beach, FL 33480Directions
Michigan
1 branch
- Birmingham Branch34901 Woodward Ave, Birmingham, MI 48009Directions
Missouri
1 branch
- The Privatebank St. Louis Branch1401 S Brentwood Blvd Fl 2, St. Louis, MO 63144Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.34% | 9.97% | 10.85% or more |
| Troubled loansNoncurrent | 1.35% | 0.70% | 0.47% or less |
| ProfitabilityReturn on assets | 1.51% | 1.23% | 1.55% or more |
| LendingLoans per $100 deposited | $84 | $85 | — |
- CapitalLeverage ratio14.34%Peers’ middle 9.97% · Top 25% 10.85%+
- Troubled loansNoncurrent1.35%Peers’ middle 0.70% · Top 25% ≤0.47%
- ProfitabilityReturn on assets1.51%Peers’ middle 1.23% · Top 25% 1.55%+
- LendingLoans per $100 deposited$84Peers’ middle $85
Compared with the 164 banks with $10 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of CIBC Bank USA are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.