Bank · FDIC insured
Town & Country Bank
A $747.7M bank headquartered in Salem, MO, with 10 branches in Missouri. Best rates: CDs 4.16% and savings 0.92% APY.
Town & Country Bank Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#2 of 6 in Rolla, MO metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Town & Country Bank
Chartered in 1894 as Dent County Bank, Town & Country Bank is headquartered in Salem, Missouri.
Purchased by the Gott family in 1993, the bank formed under Roger Gott's leadership through the merger of three community banks.
Today, Town & Country Bank operates ten branches serving eight communities across South Central Missouri.
- Headquarters
- 1009 E. Scenic Rivers Blvd., Salem, MO 65560
- FDIC certificate
- 13071 ↗
Branches
10 branches in Missouri
Loading map…
Missouri
10 branches
Rolla area · 3
- Rolla Branch910 S Bishop Ave, Rolla, MO 65401Directions
- Rolla North Bishop Branch1804 N Bishop Ave, Rolla, MO 65401Directions
- St. James Branch325 N Jefferson St, St. James, MO 65559Directions
Salem area · 2
- Town & Country BankMain office1009 E. Scenic Rivers Blvd., Salem, MO 65560Directions
- Scenic Rivers Blvd. Branch400 W Scenic Rivers Blvd, Salem, MO 65560Directions
Ava area · 1
- Ava Branch1106 Springfield Rd, Ava, MO 65608Directions
Bourbon area · 1
- Bourbon Branch188 E Pine St, Bourbon, MO 65441Directions
Licking area · 1
- Licking Branch120 W Highway 32, Licking, MO 65542Directions
Mountain Grove area · 1
- Mountain Grove Branch910 N Main St, Mountain Grove, MO 65711Directions
St. Louis area · 1
- Pevely Bank Branch1645 Old State Road South, Pevely, MO 63070Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.37% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.35% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.53% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $78 | $81 | — |
- CapitalLeverage ratio12.37%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.35%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.53%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$78Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Town & Country Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.