Credit union · NCUA insured
KC Unidos Federal Credit Union
A $8.5M credit union headquartered in Kansas City, MO, with 1,578 members and 1 branch in Missouri. Best rates: CDs 3.75% and savings 0.05% APY.
KC Unidos Federal Credit Union Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#71 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About KC Unidos Federal Credit Union
KC Unidos Federal Credit Union is a credit union headquartered in Kansas City, Missouri, that has served the community since 1941.
It focuses on serving the Latino community in Kansas City and approves loans for individuals with an ITIN in Missouri and Kansas.
- Headquarters
- 2130 Jefferson ST Ste A, Kansas City, MO 64108
- NCUA charter
- 4531
Branches
1 branch in Missouri
Loading map…
Missouri
1 branch
- LocationMain office2130 Jefferson ST Ste A, Kansas City, MO 64108Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 29.21% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.41% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $113 | $59 | — |
- CapitalNet worth ratio29.21%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.41%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$113Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of KC Unidos Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.