Bank · FDIC insured
Armed Forces Bank Savings Rates
Armed Forces Bank’s best savings rate is 0.70% APY on $10,000, with its Premier Money Market Account. Rates checked October 16, 2026.
How Armed Forces Bank’s savings rates compare
Compared with banks and credit unions near Kansas City, MO-KS, where Armed Forces Bank has the most branches. $10,000, best rate first.
This bank’s best
Armed Forces Bank
0.70%APY
- Minimum
- $25
- Earns on $10,000 a year
- $70
Premier Money Market Account
Top rate
Truity Credit Union
3.75%APY
- Minimum
- $0
- Earns on $10,000 a year
- $375
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Armed Forces Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.65%
- $10,000 balance$10,0000.70%
- $100,000 balance$100,0003.05%
- QualifiedQualified0.70%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Armed Forces Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Premier Money Market Account
0.70%APY
A monthly service charge of $10 applies if balance falls below $1,000 on any day of the statement period. Closing account within 90 days of opening incurs a $25 fee.
| Balance | APY | Minimum | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|---|
| Up to $10,000Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 0.65% | $25 | — | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $10,000 – $25,000Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 0.70% | $25 | $70 | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $15,000 – $3,000,000Promotional rate is effective for 6 months from opening date of a new account. Requires a minimum opening deposit of $15,000 in new money not transferred from an existing Armed Forces Bank account. Maximum deposit eligible for promotional rate is $3,000,000. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $15,000 to open | 3.05% | $15,000 | — | Promotional rate is effective for 6 months from opening date of a new account. Requires a minimum opening deposit of $15,000 in new money not transferred from an existing Armed Forces Bank account. Maximum deposit eligible for promotional rate is $3,000,000. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $25,000 – $50,000Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 0.80% | $25 | — | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $50,000 – $100,000Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 0.90% | $25 | — | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $100,000 – $250,000Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 1.25% | $25 | — | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
| $250,000 and upStandard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. · $25 to open | 1.75% | $25 | — | Standard tier rate. Monthly service charge of $10 is waived if a $1,000 minimum balance is maintained per monthly statement cycle. |
Sources (3)
- afbank.com/learn/help-center/p…oney-market-account-faqs
- afbank.com/personal/save/money-market-account
- afbank.com
All captured Sep 18, 2026
Credit Builder Savings Account
0.03%APY
Collateral savings account linked to the Credit Builder Secured Visa Credit Card. Add deposits in increments of at least $50 up to $3,000 maximum balance. Requires enrollment in eStatements to avoid a $5 quarterly paper statement fee. No withdrawals permitted while securing the card unless both savings and card accounts are closed.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $3,000Additional deposits allowed in increments of at least $50 up to a $3,000 maximum balance. Follows the rate paid on other savings accounts.Up to $3,000 | 0.03% | — | Additional deposits allowed in increments of at least $50 up to a $3,000 maximum balance. Follows the rate paid on other savings accounts. |
Sources (1)
- afbank.com/learn/help-center/c…secured-visa-credit-card · captured Sep 18, 2026
Savings Account
0.03%APY
Minimum opening deposit of $25. $100 minimum daily balance required to avoid $5 monthly service charge. Free eStatements or $5 paper statements. $25 early closure fee applies if closed within 90 days of opening.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$100 minimum daily balance required to avoid the $5 monthly service charge.Any balance | 0.03% | $3 | $100 minimum daily balance required to avoid the $5 monthly service charge. |
Sources (3)
- afbank.com/learn/help-center/savings-account-faqs
- afbank.com/personal/save
- afbank.com/personal/save/savings-account
All captured Sep 18, 2026
Special-purpose accounts
Premier Money Market IRA
0.70%APY
Available as Traditional, Roth, or SEP IRA. A minimum balance fee of $10.00 will be imposed every month or statement period if balance falls below $1,000 on any day. Closing account within 90 days of opening incurs a $25 fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 0.65% | — | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
| $10,000 – $25,000Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 0.70% | $70 | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
| $25,000 – $50,000Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 0.80% | — | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
| $50,000 – $100,000Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 0.90% | — | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
| $100,000 – $250,000Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 1.25% | — | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
| $250,000 and upMonthly fee of $10 is imposed if the balance falls below $1,000 on any day. | 1.75% | — | Monthly fee of $10 is imposed if the balance falls below $1,000 on any day. |
Sources (1)
- afbank.com/personal/save/individual-retirement-account · captured Sep 18, 2026
Student Savings
0.03%APY
Designed for individuals under age 23. Joint ownership with parent/guardian required for those under 17. Automatically converts to regular Savings Account at age 23 ($100 minimum balance or $5 monthly service charge applies; enrollment in Savings Cents waives fee for first 12 months). Free eStatements or $5 paper statements. $25 early closure fee if closed within 90 days.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceFor individuals under age 23, no minimum balance required and no monthly service charge.Any balance | 0.03% | $3 | For individuals under age 23, no minimum balance required and no monthly service charge. |
Sources (3)
- afbank.com/learn/help-center/s…ent-savings-account-faqs
- afbank.com/personal/save
- afbank.com/personal/save/student-savings
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.