Bank · FDIC insured
Town & Country Bank Savings Rates
Town & Country Bank’s best savings rate is 0.92% APY on $10,000, with its PREMIUM GOLD Money Market. Rates checked October 16, 2026.
How Town & Country Bank’s savings rates compare
Compared with banks and credit unions near Rolla, MO, where Town & Country Bank has the most branches. $10,000, best rate first.
This bank’s best
Town & Country Bank
0.92%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $92
PREMIUM GOLD Money Market
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
Southern Bank
1.00%APY
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000 a year
- $100
Town & Country Bank savings score
82
Savings score
Higher than 60% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.92%
- $100,000 balance$100,0001.42%
- QualifiedQualified0.92%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Town & Country Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
PREMIUM GOLD Money Market
0.92%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $10,000 | 0.71% | — |
| $10,000 – $25,000 | 0.92% | $92 |
| $25,000 – $100,000 | 1.13% | — |
| $100,000 and up | 1.42% | — |
Sources (1)
- tcbanks.com/personal/check-our-rates · captured Sep 17, 2026
MONEY MARKET
0.15%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $10,000 – $25,000 | 0.15% | $15 |
Sources (1)
- tcbanks.com/personal/check-our-rates · captured Sep 17, 2026
Smart Savings
0.04%APY
Ideal for young customers or customers who wish to have quick access to deposits. No minimum balance to maintain. Free online, mobile, text banking, and e-statements. Debit card included. Interest is compounded quarterly and credited to the account. Earn a bonus of .50% above our published savings rate with an automatic monthly transfer of $10 or more from our Smart Checking account.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.04% | $4 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
Health Savings Accounts
0.25%APY
Pre-tax contributions for qualified medical expenses. Includes free debit card and check writing. $3.00 monthly service fee is avoided by maintaining a $750 minimum balance (90 days from account opening to reach the $750 minimum balance).
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). | 0.11% | — | Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). |
| $1,000 – $5,000Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). | 0.25% | — | Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). |
| $5,000 – $10,000Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). | 0.25% | — | Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). |
| $10,000 and upKeep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). | 0.25% | $25 | Keep a $750 minimum balance to avoid the $3.00 monthly service fee (90 days from account opening to reach the minimum balance). |
Sources (2)
All captured Sep 24, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.