Bank · FDIC insured
Citizens Bank of Eldon
A $247.3M bank headquartered in Eldon, MO, with 4 branches in Missouri.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings660.05%0.75% with extra requirementsSavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Citizens Bank of Eldon
- Headquarters
- 110 N Maple St, Eldon, MO 65026
- FDIC certificate
- 1956 ↗
Branches
4 branches in Missouri
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Missouri
4 branches
Eldon area · 2
- Citizens Bank of EldonMain office110 N Maple St, Eldon, MO 65026Directions
- South Facility1808 Us 54 Business, Eldon, MO 65026Directions
Versailles area · 2
- Citizens Bank Of Eldon, Excelsior Branch18691 Highway K, Versailles, MO 65084Directions
- Versailles Branch700 W Newton St, Versailles, MO 65084Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.53% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.90% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 2.23% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $95 | $81 | — |
- CapitalLeverage ratio11.53%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.90%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets2.23%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$95Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Citizens Bank of Eldon are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.