Compare Bank & Credit Union Rates
Best savings rates in Eureka, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Eureka, MO
- First Community Credit UnionMoney Management (Money Market)Money Management (Money Market) · $1,000 min · 2.30%–3.05% by balance
Credit union · 1 branch
2.30%APY$230 a year on $10,000Requirements
Product: No minimum deposit to open. No monthly maintenance fee. Dividends calculated daily and paid monthly. Unlimited branch withdrawals; up to 6 free withdrawals and transactions per month (all 6 may be checks, $15 fee for more than 6 checks). Account closed if withdrawal limitations exceeded 3 times in a 12-month period. Effective March 2026, members can no longer withdraw or deposit through ATMs for this account.
Offer: Compounding and crediting frequency: Monthly.
No monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Money Management (Money Market) Balance APY $1,000 – $24,999Your amount 2.30% $25,000 – $49,999 2.90% $50,000 and up 3.05% Rate checked
More details - Sullivan BankPremium Money MarketPremium Money Market · $2,500 min · 0.05%–3.50% by balance
Bank · 1 branch
2.25%APY$225 a year on $10,000Requirements
Product: Deposits, in person withdrawals and ATM access are unlimited. You must maintain an average daily balance of $2,500 or a monthly $10 fee will apply. $10 fee for each withdrawal in excess of eight per statement cycle.
Offer: Balances below $10,000. Monthly $10 fee if average daily balance is below $2,500.
$10 monthly fee · Effective Mar 17, 2025
Rate by balance
Rate by balance for Premium Money Market Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 2.25% $50,000 – $100,000 3.00% $100,000 – $250,000 3.25% $250,000 and up 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.00%APY$100 a year on $10,000
- 1.00%APY$100 a year on $10,000
- Vantage Credit UnionPremier Money MarketPremier Money Market · $1,000 min · 0.25%–2.25% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Requires $1,000 minimum deposit to open. No monthly service fee with a $10,000 daily balance. Interest compounded and credited monthly. Limited monthly check writing and fund transfers. Membership eligibility required.
Offer: No monthly service fee with a $10,000 daily balance.
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $10,000 0.25% $10,000 – $20,000Your amount 1.00% $20,000 – $50,000 1.50% $50,000 – $100,000 1.75% $100,000 and up 2.25% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: If the daily average balance for the month falls below $50,000, a $50 monthly service charge and $0.25 per debit transaction will be charged.
Offer: Compounded monthly. $50 monthly fee waived if daily average balance is at or above $50,000.
0.40% interest rate · Compounded monthly · $50 monthly fee · Effective Sep 22, 2026
Rate by balance
Rate by balance for Premium MMDA Balance APY Up to $100,000Your amount 0.40% $100,000 – $250,000 0.45% $250,000 and up 4.00% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: A dedicated account for specific goals. All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
Rate by balance
Rate by balance for Special Savings Balance APY Up to $500 0.25% $500 – $2,000 0.25% $2,000 – $5,000 0.25% $5,000 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: All members must maintain a membership share of $5 in every separate account number they own. No monthly fees with eStatements. Rates may change after account opening. Fees could reduce earnings.
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $500 0.25% $500 – $2,000 0.25% $2,000 – $5,000 0.25% $5,000 – $10,000 0.25% $10,000 – $20,000Your amount 0.35% $20,000 – $50,000 0.40% $50,000 – $100,000 0.50% $100,000 and up 0.75% Rate checked
More details - Sullivan BankElite Money MarketElite Money Market · $2,500 min · 0.35%–3.50% by balance
Bank · 1 branch
0.35%APY$35 a year on $10,000Requirements
Offer: Balances below $200,000
Effective Jan 13, 2023
Rate by balance
Rate by balance for Elite Money Market Balance APY Up to $200,000Your amount 0.35% $200,000 and up 3.50% Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.30%APY$30 a year on $10,000
Requirements
Offer: Qualified; balances above $25,000
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Establishes membership with First Community Credit Union. Must maintain a minimum balance of $1 to qualify for membership. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee · Effective Oct 9, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: Secondary account to save for a special purchase or event while keeping primary savings intact. Zero monthly maintenance fees.
Offer: Dividends calculated daily, paid/compounded quarterly. Minimum balance of $100 to earn dividends/obtain APY. APY is anticipated for the quarter.
Compounded quarterly · No monthly fee
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Eureka, MO
37 accounts at 10 banks and credit unions · checked Oct 6–22
- Typical
- 0.15%
- Top 10% from
- 1.40%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.35%
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St. Louis, MO-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- First Community Credit UnionCredit union · 42 branches
- 1st MidAmerica Credit UnionCredit union · 8 branches
- FRB Federal Credit UnionCredit union · 1 branch