Bank · FDIC insured
Mid-Missouri Bank Savings Rates
Mid-Missouri Bank’s best savings rate is 0.30% APY on $10,000, with its Money Market Account. Rates checked October 16, 2026.
How Mid-Missouri Bank’s savings rates compare
Compared with banks and credit unions near Springfield, MO, where Mid-Missouri Bank has the most branches. $10,000, best rate first.
This bank’s best
Mid-Missouri Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $100
- Earns on $10,000 a year
- $100
Free Kasasa Saver
Top rate
Metro Credit Union
5.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $509
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Mid-Missouri Bank savings score
77
Savings score
Higher than 43% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.30%
- $100,000 balance$100,0000.30%
- QualifiedQualified1.00%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Mid-Missouri Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 1.00%APY
Links to free Kasasa Cash or Kasasa Cash Back checking with automatic transfers of earnings. e-Statements required to open and maintain the account. No monthly maintenance fees.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $50,000When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 12 debit card purchases post and settle, at least 1 ACH credit or payment post and settle, enrolled in e-statements). Paid on the portion of daily balance <= $50,000. | 1.00% | $100 | When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle (at least 12 debit card purchases post and settle, at least 1 ACH credit or payment post and settle, enrolled in e-statements). Paid on the portion of daily balance <= $50,000. |
| Any balanceBase rate applied to all balances if linked Kasasa Cash or Kasasa Cash Back qualifications are not met during the Monthly Qualification Cycle. | 0.05% | $5 | Base rate applied to all balances if linked Kasasa Cash or Kasasa Cash Back qualifications are not met during the Monthly Qualification Cycle. |
| $50,000 and upWhen qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle. 0.30% APY / 0.2996% interest rate is paid on the portion of daily balance > $50,000, resulting in a blended APY range from 1.00% to 0.53% depending on balance. | 0.53% | — | When qualifications in linked Kasasa Cash or Kasasa Cash Back account are met during a Monthly Qualification Cycle. 0.30% APY / 0.2996% interest rate is paid on the portion of daily balance > $50,000, resulting in a blended APY range from 1.00% to 0.53% depending on balance. |
Sources (3)
- midmobank.com/personal/personal-savings
- midmobank.com/personal/persona…s/free-kasasa-saver.html
- midmobank.com/services-tools/tools/rates.html
All captured Sep 17, 2026
Money Market Account
0.30%APY
Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. | 0.20% | — | Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. |
| $2,500 – $9,999Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. | 0.25% | — | Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. |
| $10,000 – $24,999Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. | 0.30% | $30 | Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. |
| $25,000 – $49,999Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. | 0.30% | — | Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. |
| $50,000 and upAvoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. | 0.30% | — | Avoid the $10 monthly maintenance fee by maintaining a $1,000 minimum balance. |
Sources (3)
- midmobank.com/personal/personal-savings
- midmobank.com/personal/persona…oney-market-account.html
- midmobank.com/services-tools/tools/rates.html
All captured Sep 17, 2026
Savings Account
0.03%APY
$3 quarterly service charge avoided by maintaining a $100 minimum balance. Six transfers allowed each month (three by payment to third parties and three transfers and/or withdrawals); unlimited in-house withdrawals.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceCompetitive interest on entire balance. Minimum to earn interest is $0+. Avoid $3 quarterly service charge with $100 minimum balance.Any balance | 0.03% | $3 | Competitive interest on entire balance. Minimum to earn interest is $0+. Avoid $3 quarterly service charge with $100 minimum balance. |
Sources (3)
- midmobank.com/personal/personal-savings
- midmobank.com/personal/persona…ngs/savings-account.html
- midmobank.com/services-tools/tools/rates.html
All captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.