Credit union · NCUA insured
CommunityAmerica Credit Union
Top CarrotA $9B credit union, the 40th largest of 4,329, headquartered in Lenexa, KS, with 591,912 members and 77 branches in 14 states. Best rates: CDs 4.10% and savings 3.20% APY.
CommunityAmerica Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#3 of 79 in Kansas City, MO-KS metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About CommunityAmerica Credit Union
Founded in 1940 by pilot George Duvall, CommunityAmerica Credit Union was originally established as TWA Club Credit Union to serve airline employees.
Headquartered in Lenexa, Kansas, the member-owned federal credit union operates over 70 locations across Kansas and Missouri.
After renaming to Members America in 1992, it joined CommunityAmerica in 1998, merged with Midwest United in 2007, and joined forces with UNIFY Financial Credit Union in 2025.
- Headquarters
- 9777 Ridge Dr, Lenexa, KS 66219
- NCUA charter
- 15732
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in select zip codes qualify for membership.
Employers and groups
- Employees of over 1,100 partner companies and their immediate family qualify for membership.
Family and household
- Family members of an existing CommunityAmerica member qualify for membership.
Other ways
- Members of Friends of Hobbs (supporting Hobbs State Park in Rogers, Arkansas) qualify for membership with registration available during application at no cost.
Branches
77 branches in 14 states
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Missouri
31 branches
Kansas City area · 23
- Blue Springs Outer Road1800 NW South Outer Rd, Blue Springs, MO 64015Directions
- Blue Springs South3000 SW State Route 7, Blue Springs, MO 64014Directions
- Blue Ridge11900 Blue Ridge Ext, Grandview, MO 64030Directions
- 40 Hwy Hy-Vee4545 S Noland Rd, Independence, MO 64055Directions
- Hidden Valley Branch3100 S State Route 291, Independence, MO 64057Directions
- Noland Road3720 S Noland Rd, Independence, MO 64055Directions
- 64th Street6390 N Cosby Ave, Kansas City, MO 64151Directions
- Antioch Annex5400 N Antioch Rd, Kansas City, MO 64119Directions
- Burns & McDonnell9450 Ward Pkwy, Kansas City, MO 64114Directions
- Crossroads1811 Walnut St, Kansas City, MO 64108Directions
- Front Street4200 E Front St, Kansas City, MO 64120Directions
- Guadalupe Centers1015 Avenida Cesar E Chavez, Second Floor, Kansas City, MO 64108Directions
- Hickman Mills Community11501 Blue Ridge Blvd, Second Floor, Kansas City, MO 64134Directions
- North Oak9310 N Oak Trfy, Kansas City, MO 64155Directions
- Penn Valley3444 Broadway Blvd, Kansas City, MO 64111Directions
- Shoal Creek8450 NE Flintlock Rd, Kansas City, MO 64157Directions
- South Plaza5014 Main St, Kansas City, MO 64112Directions
- Tiffany Springs9060 N Skyview Ave, Kansas City, MO 64154Directions
- Rice Road825 NE Rice Rd, Lee's Summit, MO 64086Directions
- Todd George1720 SE Blue Pkwy, Lee's Summit, MO 64063Directions
- Claycomo8100 NE US Highway 69, Pleasant Valley, MO 64068Directions
- Raymore1400 W Foxwood Dr, Raymore, MO 64083Directions
- Raytown Hy-Vee9400 E State Route 350, Raytown, MO 64133Directions
St. Louis area · 8
- Des Peres Branch11780 Manchester Rd, Des Peres, MO 63131Directions
- Hazelwood5952 Howdershell Rd, Hazelwood, MO 63042Directions
- Manchester407 Lafayette Center Rd, Manchester, MO 63011Directions
- Richmond Heights6510 Clayton Rd, Richmond Heights, MO 63117Directions
- Maryland Heights1805 Craigshire Dr, St. Louis, MO 63146Directions
- Tesson Ferry12400 Tesson Ferry Rd, St. Louis, MO 63128Directions
- University of Missouri-St. Louis17 Arnold B Grobman Dr, St. Louis, MO 63121Directions
- St Peters3315 Mid Rivers Mall Dr, St. Peters, MO 63376Directions
California
17 branches
Los Angeles area · 11
- Glendale109 W Wilson Ave, Glendale, CA 91203Directions
- Hawthorne14550 Aviation Blvd, Hawthorne, CA 90250Directions
- Huntington Beach6885 Warner Ave, Huntington Beach, CA 92647Directions
- Lakewood Branch4637 Candlewood St, Lakewood, CA 90712Directions
- Westchester8632 S Sepulveda Blvd, Los Angeles, CA 90045Directions
- Montebello521 N Montebello Blvd Ste B, Montebello, CA 90640Directions
- Space Park-Redondo Beach1 Space Park Blvd Bldg S, Northrop Grumman, Redondo Beach, CA 90278Directions
- Santa Ana3715 S Bristol St Ste A, Santa Ana, CA 92704Directions
- Torrance PCH2750 Pacific Coast Hwy, Torrance, CA 90505Directions
- West Torrance20305 Anza Ave, Torrance, CA 90503Directions
- Tustin13229 Jamboree Rd, Tustin, CA 92782Directions
San Francisco area · 4
- Brentwood121 Sand Creek Rd, Brentwood, CA 94513Directions
- 2nd Street Concord1855 2nd St, Concord, CA 94519Directions
- Oakland - Civic140 Frank H Ogawa Plz, Oakland, CA 94612Directions
- San Bruno851 Cherry Ave, San Bruno, CA 94066Directions
Oxnard area · 2
- Camarillo4950 Verdugo Way, Camarillo, CA 93012Directions
- Ventura1722 S Victoria Ave, Montalvo Shopping Center, Ventura, CA 93003Directions
Kansas
8 branches
- Wyandotte Plaza7714 State Ave, Kansas City, KS 66112Directions
- Levenworth3426 S 4th St, Leavenworth, KS 66048Directions
- Olathe13590 S Blackbob Rd, Olathe, KS 66062Directions
- West Olathe1201 W Santa Fe St, Olathe, KS 66061Directions
- Blue Valley6280 W 135th St, Overland Park, KS 66223Directions
- Nall Hills Branch5601 W 95th St, Overland Park, KS 66207Directions
- Prairie Village7900 State Line Rd, Prairie Village, KS 66208Directions
- Shawnee Station16110 W 65th St, Shawnee, KS 66217Directions
Arkansas
6 branches
- Bentonville2905 S Walton Blvd, Bentonville, AR 72712Directions
- Fayetteville1780 N Crossover Rd, Fayetteville, AR 72701Directions
- Lowell916 W Monroe Ave, Lowell, AR 72745Directions
- Rogers1205 W Walnut St, Rogers, AR 72756Directions
- Siloam Springs2075 E Main St STE E, Siloam Springs, AR 72761Directions
- Springdale2894 W Sunset Ave, Springdale, AR 72762Directions
Texas
3 branches
Dallas area · 2
- Frisco3333 Preston Rd, Frisco, TX 75034Directions
- Plano6565 Headquarters Dr, Plano, TX 75024Directions
San Antonio area · 1
- San Antonio1 Lone Star Pass Bldg 1, Toyota Motor Manufacturing, San Antonio, TX 78264Directions
Alabama
2 branches
- Huntsville1 Cottonvalley Dr NW, Huntsville, AL 35810Directions
- MTM Huntsville9000 Greenbrier Pkwy NW, Madison, AL 35756Directions
Kentucky
2 branches
Lexington area · 1
- GeorgetownToyota Motor Manufacturing, 1001 Cherry Blossom Way, Georgetown, KY 40324Directions
Cincinnati area · 1
- HebronToyota Motor Manufacturing, 3675 N Bend Rd, Hebron, KY 41048Directions
Michigan
2 branches
- Ann Arbor1555 Woodridge Ave # 7, Ann Arbor, MI 48105Directions
- York TownshipToyota Technical Center, 8777 Platt Rd, Saline, MI 48176Directions
Indiana
1 branch
- Princeton4884 S Maple Tree Dr, Toyota Motor Manufacturing, Princeton, IN 47670Directions
Mississippi
1 branch
- Blue Springs1200 Magnolia Way, Toyota Motor Manufacturing, Blue Springs, MS 38828Directions
North Carolina
1 branch
- Liberty BranchBuilding 603, Suite 100, 4857 Dogwood Ln, Liberty, NC 27298Directions
Nevada
1 branch
- Las Vegas7985 W Sahara Ave Ste 101, Las Vegas, NV 89117Directions
Tennessee
1 branch
- Collegedale9525 Apison Pike, Collegedale, TN 37315Directions
West Virginia
1 branch
- Buffalo WV18554 Buffalo Road, Buffalo, WV 25033Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.94% | 10.86% | 12.59% or more |
| Troubled loans60+ days late | 2.68% | 0.70% | 0.46% or less |
| ProfitabilityReturn on assets | 1.14% | 0.82% | 1.16% or more |
| LendingLoans per $100 deposited | $78 | $88 | — |
- CapitalNet worth ratio9.94%Peers’ middle 10.86% · Top 25% 12.59%+
- Troubled loans60+ days late2.68%Peers’ middle 0.70% · Top 25% ≤0.46%
- ProfitabilityReturn on assets1.14%Peers’ middle 0.82% · Top 25% 1.16%+
- LendingLoans per $100 deposited$78Peers’ middle $88
Compared with the 479 credit unions with $1 billion or more in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of CommunityAmerica Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.