Compare Bank & Credit Union Rates
Best savings rates in Hannibal, MO
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Hannibal, MO
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - 1.16%APY$116 a year on $10,000
Requirements
Product: Daily Balance Required. Maximum opening per TIN for CD and IRA specials is $1,000,000. $249,000 per account limit. Early withdrawal penalty applies.
1.15% interest rate · Effective Sep 22, 2026
Rate checked
More details - United Community Credit UnionSpecial Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Can be used for any purpose. Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Special Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - United Community Credit UnionPrimary Share SavingsSavings · $100 min · 0.75%–0.85% by balance
Credit union · 1 branch
0.80%APY$80 a year on $10,000Requirements
Product: Must maintain a $100.00 balance to earn dividends. If you close your account before dividends are paid you will not receive a dividend.
0.75% interest rate · Effective Jul 16, 2025
Rate by balance
Rate by balance for Primary Share Savings Balance APY $100 – $5,000 0.75% $5,000 – $25,000Your amount 0.80% $25,000 and up 0.85% Rate checked
More details - 0.55%APY$55 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 imposed if balance falls below $500.00 any day of the month.
Offer: Monthly fee of $2.00 imposed if balance falls below $500.00 any day of the month.
0.55% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Monthly balance fee of $2.00 waived if minimum balance of $50.00 is maintained each day of the month. For primary owners under 18 (or full-time students), minimum to open and earn interest is $10.00 and service charge fee is waived.
Offer: Monthly fee of $2.00 imposed if balance falls below $50.00 any day of the month.
0.40% interest rate · $2 monthly fee · Effective Sep 22, 2026
Rate checked
More details - 0.25%APY$25 a year on $10,000
Requirements
Product: 30-day grace period to reach the $100 minimum balance requirement. $3.00 monthly service charge if balance falls below $100 after initial 30-day grace period.
Offer: Monthly fee of $3.00 applies if balance falls below $100 after initial 30-day grace period.
0.25% interest rate · $3 monthly fee
Rate checked
More details - 0.20%APY$20 a year on $10,000
Requirements
Product: Higher interest rates reward consistency. Automatic transfers build discipline. All accrued earnings forfeited if closed before end of quarter.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.20% interest rate
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 minimum balance. Required for membership. Quarterly dividend earnings. Accrued earnings forfeited if closed before end of quarter. Option for non-interest primary savings.
Offer: Quarterly dividend earnings. All accrued earnings are forfeited if account is closed before the end of the quarter.
0.10% interest rate
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Interest rate varies and may change after account opening. $5 maintenance fee per quarter waived with $100 minimum balance each quarter.
Offer: $250 minimum balance to earn interest. Interest accrues daily and is compounded quarterly.
0.05% interest rate · Compounded quarterly · Effective Sep 24, 2026
Rate checked
More details - F&M Bank and Trust CompanyMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.02%–0.10% by balance
Bank · 2 branches
0.02%APY$2 a year on $10,000Requirements
Product: $1,000 minimum to earn interest. interest accrues daily and is compounded monthly.
Offer: Tier 1; $1,000 minimum to earn interest; interest accrues daily and is compounded monthly.
0.02% interest rate · Compounded monthly · Effective Sep 24, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY $1,000 – $2,500 0.02% $2,500 – $20,000Your amountTier 2; 0.02% $20,000 – $50,000Tier 3; 0.05% $50,000 and upTier 4; 0.10% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Hannibal, MO
18 accounts at 7 banks and credit unions · checked Oct 16
- Typical
- 0.23%
- Top 10% from
- 1.41%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.40%
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Missouri
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- MECE Credit UnionCredit union · 1 branch
- First Community Credit UnionCredit union · 35 branches
- 1st MidAmerica Credit UnionCredit union · 1 branch