CommunityAmerica Credit Union High-Yield Savings & Money Market Rates

How CommunityAmerica Credit Union’s savings rates compare

Compared with banks and credit unions near Kansas City, MO-KS, where CommunityAmerica Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
CommunityAmerica Credit Union
3.20%APY
Minimum
$1,000
Earns on $10,000 a year
$320
Advantage Money Market
Top rate
Truity Credit Union
3.75%APY
Minimum
$0
Earns on $10,000 a year
$375
Truity Credit Union rates
2nd-highest rate
UMB Bank
3.71%APY
Minimum
—
Earns on $10,000 a year
$371
UMB Bank rates

Compare savings rates near you →

Savings score

Higher than 97% of U.S. banks and credit unions

By balance

$1,000 balance$1,0003.20%
$10,000 balance$10,0003.20%
$100,000 balance$100,0003.30%
QualifiedQualified3.20%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where CommunityAmerica Credit Union ranks

By savings score, in each area where it has branches

And 24 more areas →

Every rate

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Premier Money Market

0.30%APY$1,000 to open

Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	0.25%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$10,000 – $25,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	0.30%	$30	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$25,000 – $50,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	3.20%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$50,000 – $100,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	3.25%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$100,000 – $150,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	3.30%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$150,000 – $250,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	3.35%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$250,000 – $500,000Subject to a $20 monthly fee if balance falls below $25,000 at any time.	3.40%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.
$500,000 and upSubject to a $20 monthly fee if balance falls below $25,000 at any time.	3.45%	—	Subject to a $20 monthly fee if balance falls below $25,000 at any time.

Sources (2)

All captured Oct 5, 2026

Advantage Money Market

3.20%APY$1,000 to open

Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to earn the APY.

Earnings on $10,000 over a year.
BalanceRequirement	APY	Earns on $10,000 a yearEarns	Requirement
Any balanceSubject to a $10 monthly fee if balance falls below $1,000 at any time.Any balance	3.20%	$320	Subject to a $10 monthly fee if balance falls below $1,000 at any time.

Sources (2)

All captured Oct 5, 2026

Money Market

0.30%APY$1,000 to open

Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $10,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.25%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$10,000 – $25,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.30%	$30	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$25,000 – $50,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.35%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$50,000 – $100,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.40%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$100,000 – $150,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.45%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$150,000 – $250,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.50%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$250,000 – $500,000Subject to a $10 monthly fee if balance falls below $1,000 at any time.	0.55%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.
$500,000 and upSubject to a $10 monthly fee if balance falls below $1,000 at any time.	0.60%	—	Subject to a $10 monthly fee if balance falls below $1,000 at any time.

Sources (2)

All captured Oct 5, 2026

Savings

0.03%APY$1 to open

Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. A Savings account that holds the Par Value (suffix 00 account) earns dividends. All other accounts earn interest where applicable.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.03%	—
$10,000 – $25,000	0.03%	$3
$25,000 – $50,000	0.03%	—
$50,000 – $100,000	0.05%	—
$100,000 and up	0.05%	—

Sources (1)

communityamerica.com/personal/…ools-and-resources/rates · captured Oct 16, 2026

Special Purpose Savings

0.01%APY$1 to open

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.01%	—
$10,000 and up	0.01%	$1

Sources (1)

communityamerica.com/personal/…ools-and-resources/rates · captured Oct 16, 2026

Special-purpose accounts

High Interest Savings

0.03%APYAge limitsRequirements apply$1 to open

Limit one High Interest Savings or Delta Savings account per member. The High Interest Savings account is only available to Consumer accounts (Business and IRA accounts do not qualify). Minor Savings accounts are not eligible.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns	Requirement
Up to $2,500First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.	5.00%	—	First tier APY is conditional on meeting requirements: enrolled in eStatements, monthly direct deposit of at least $250 posted to one deposit account, and single checking account with 15 posted POS debit card transactions per month; OR enrolled in eStatements and single checking account with 25 posted POS debit card transactions per month. Transactions exclude refunds, credits, fees, pre-authorizations and ATM transactions. Requirements must be met by the day before the last day of the month.
Over $2,500Balances of $2,500.01 or more earn the credit union's base rate for Savings accounts. Also applies to entire balance if First Tier qualifications are not met.	0.03%	$3	Balances of $2,500.01 or more earn the credit union's base rate for Savings accounts. Also applies to entire balance if First Tier qualifications are not met.

Sources (2)

All captured Oct 16, 2026

IRA Money Market

0.30%APYIRA

Variable rate. Compounded daily and credited monthly. Requires maintaining the minimum daily balance required to obtain the applicable APY.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.25%	—
$10,000 – $25,000	0.30%	$30
$25,000 – $50,000	0.35%	—
$50,000 – $100,000	0.40%	—
$100,000 – $150,000	0.45%	—
$150,000 – $250,000	0.50%	—
$250,000 – $500,000	0.55%	—
$500,000 and up	0.60%	—

Sources (1)

communityamerica.com/personal/…ools-and-resources/rates · captured Oct 5, 2026

IRA Savings

0.03%APYIRA$1 to open

Minimum balance to open Savings account is $1 and may be the Par Value of your share in this credit union. Suffix 00 accounts earn dividends; all other accounts earn interest where applicable. Traditional and Roth IRA wrappers supported.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.03%	—
$10,000 – $25,000	0.03%	$3
$25,000 – $50,000	0.03%	—
$50,000 – $100,000	0.05%	—
$100,000 and up	0.05%	—

Sources (2)

All captured Oct 16, 2026

Junior Savings

0.03%APYKids and teens$1 to open

Account eligible to 12-and-under with parent/guardian joint. Account converts to regular savings account when minor turns 13.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.03%	—
$10,000 – $25,000	0.03%	$3
$25,000 – $50,000	0.03%	—
$50,000 – $100,000	0.05%	—
$100,000 and up	0.05%	—

Sources (1)

communityamerica.com/personal/…ools-and-resources/rates · captured Oct 16, 2026

Holiday Savings

0.01%APYClub$1 to open

Entire account balance automatically transfers to designated account on or about November 1st annually.

Earnings on $10,000 over a year.
Balance	APY	Earns on $10,000 a yearEarns
Up to $10,000	0.01%	—
$10,000 and up	0.01%	$1

Sources (1)

communityamerica.com/personal/…ools-and-resources/rates · captured Oct 16, 2026

Who can join CommunityAmerica Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Where you live or work

Individuals who live or work in select zip codes qualify for membership.

Employers and groups

Employees of over 1,100 partner companies and their immediate family qualify for membership.

Family and household

Family members of an existing CommunityAmerica member qualify for membership.

Other ways

Members of Friends of Hobbs (supporting Hobbs State Park in Rogers, Arkansas) qualify for membership with registration available during application at no cost.

Membership information collected October 4, 2026.

Check membership requirements ↗Branches and institution details

← CommunityAmerica Credit Union overview

How CommunityAmerica Credit Union’s savings rates compare

CommunityAmerica Credit Union savings score

Current savings rates

Premier Money Market

Advantage Money Market

Money Market

Savings

Special Purpose Savings

Special-purpose accounts

High Interest Savings

IRA Money Market

IRA Savings

Junior Savings

Holiday Savings

Who can join CommunityAmerica Credit Union

Where you live or work

Employers and groups

Family and household

Other ways