Bank · FDIC insured
First Independent Bank Savings Rates
First Independent Bank’s best savings rate is 1.00% APY, with its Free Kasasa Saver®, with extra requirements. Rates checked October 16, 2026.
How First Independent Bank’s savings rates compare
Compared with banks and credit unions in Missouri, where First Independent Bank has the most branches. $10,000, best rate first.
This bank’s best
First Independent Bank
1.00%APY
- Requires
- Monthly account activity
- Minimum
- $50
- Earns on $10,000 a year
- $100
Free Kasasa Saver®
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Metro Credit Union
5.09%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $509
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver®
Up to 1.00%APY
Must have a linked Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per Social Security Number. Automatic transfer of Kasasa Cash earnings to Kasasa Saver. Monthly qualification cycle requirements on linked checking account: at least 12 debit card purchases, enrolled in and agree to receive e-statements, maintain valid email address, and log into online/mobile banking.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $30,000Qualifications met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to average daily balances up to and including $30,000.00. | 1.00% | $100 | Qualifications met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to average daily balances up to and including $30,000.00. |
| Any balanceWhen qualifications are not met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to entire average daily balance. | 0.05% | $5 | When qualifications are not met in linked Kasasa Cash account during Monthly Qualification Cycle. Applies to entire average daily balance. |
| $30,000 and upQualifications met in linked Kasasa Cash account during Monthly Qualification Cycle. Earns 0.7474% interest rate on portion of average daily balance over $30,000.00, resulting in a range from 1.00% to 0.81% APY depending on the account's balance. | 0.75% | — | Qualifications met in linked Kasasa Cash account during Monthly Qualification Cycle. Earns 0.7474% interest rate on portion of average daily balance over $30,000.00, resulting in a range from 1.00% to 0.81% APY depending on the account's balance. |
Sources (1)
- fibaurora.com/savings-accounts · captured Sep 17, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.