Credit union · NCUA insured
Leadco Community Credit Union Savings Rates
Leadco Community Credit Union’s best savings rate is 0.05% APY on $10,000, with its General Shares (Passbook Savings). Rates checked October 16, 2026.
How Leadco Community Credit Union’s savings rates compare
Compared with banks and credit unions near Farmington, MO, where Leadco Community Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Leadco Community Credit Union
0.05%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $5
General Shares (Passbook Savings)
Top rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
2nd-highest rate
First State Community Bank
0.35%APY
- Requires
- None
- Minimum
- $10,000
- Earns on $10,000 a year
- $35
Leadco Community Credit Union savings score
62
Savings score
Higher than 6% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.10%
- QualifiedQualified0.05%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Leadco Community Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
General Shares (Passbook Savings)
0.05%APY
To become a member of any credit union, one must first open a general share account. Dividends accrue daily and are credited quarterly. Dividend rate and APY may change at any time.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balance <$25,000 | 0.05% | $5 | Balance <$25,000 |
| $25,000 and upBalance >$25,000 | 0.10% | — | Balance >$25,000 |
Special-purpose accounts
Twelve Month IRA Shares
0.30%APY · 1 term
We offer Roth, Traditional, and Education IRA's. Dividends accrue daily and are credited to your account quarterly. There is no minimum balance required to open your IRA.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 12 months | 0.30% | $30 |
Christmas Club
0.05%APY
Our Christmas share account has no minimum balance requirement and no withdrawal window. Withdrawals can be made throughout the year; however, funds in the account will be deposited into your savings account on September 30th each year. Dividends accrue daily and are credited to your account quarterly.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $25,000Balance <$25,000 | 0.05% | $5 | Balance <$25,000 |
| $25,000 and upBalance >$25,000 | 0.10% | — | Balance >$25,000 |
Who can join Leadco Community Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Anyone living or working in St. Francois, Madison, or Ste. Genevieve Counties in Missouri is eligible for membership.
Employers and groups
- Anyone employed in the mining, smelting, or quarrying industries is eligible to join.
- Persons retired from qualifying employment are eligible to join.
Military, government and schools
- Anyone employed by local governments, hospitals, schools, or manufacturing enterprises in St. Francois, Ste. Genevieve, Iron, Madison, Washington, Dent, Crawford, and Reynolds counties is eligible.
Family and household
- Immediate family of credit union members are eligible to join.
Cost to join
- An initial deposit of $25 is required for membership.
Membership information collected October 4, 2026.