Bank · FDIC insured
Great Southern Bank Savings Rates
Great Southern Bank’s best savings rate is 0.04% APY on $10,000, with its Everyday Savings. Rates checked October 16, 2026.
How Great Southern Bank’s savings rates compare
Compared with banks and credit unions near St. Louis, MO-IL, where Great Southern Bank has the most branches. $10,000, best rate first.
This bank’s best
Great Southern Bank
0.04%APY
- Requires
- None
- Minimum
- $25
- Earns on $10,000 a year
- $4
Everyday Savings
Top rate
JM Associates FCU
5.12%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $512
2nd-highest rate
Citizens Bank
4.50%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $450
Great Southern Bank savings score
62
Savings score
Higher than 7% of U.S. banks and credit unions
- $1,000 balance$1,0000.04%
- $10,000 balance$10,0000.04%
- $100,000 balance$100,0002.78%
- QualifiedQualified0.04%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Great Southern Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Plus
2.78%APY
Interest Rate, tiered or un-tiered, is variable and may change after account is opened. Free debit card included. Unlimited transactions allowed each month. Open in person.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $100,000 and upAPY based on $100,000+ tier. $10 monthly fee avoided with $1,000 minimum balance.$100,000 and up | 2.78% | — | APY based on $100,000+ tier. $10 monthly fee avoided with $1,000 minimum balance. |
Sources (1)
- greatsouthernbank.com/personal/savings · captured Oct 5, 2026
Everyday Savings
0.04%APY
Unlimited withdrawals each month. $3 monthly minimum balance fee waived for persons 17 and under and over 60.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60.Any balance | 0.04% | $4 | Variable interest rate may change after account opening. $3 monthly fee if balance falls below $100 minimum; fee waived for persons 17 and under and over 60. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.01%APY
Interest Rate, tiered or un-tiered, is variable and may change after account is opened. Free debit card included. Unlimited transactions allowed each month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceEarn up to 0.01% APY. $7 monthly fee avoided with $500 minimum balance.Any balance | 0.01% | $1 | Earn up to 0.01% APY. $7 monthly fee avoided with $500 minimum balance. |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Health Savings Account (HSA)
0.02%APY
Tax-deductible savings account for qualified out-of-pocket medical expenses. Must open in person.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate may change after account is opened. $0 minimum balance. Contribution limits: $4,150 self-only, $8,300 family, plus $1,000 catch-up for age 55+.Any balance | 0.02% | $2 | Variable interest rate may change after account is opened. $0 minimum balance. Contribution limits: $4,150 self-only, $8,300 family, plus $1,000 catch-up for age 55+. |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.