Bank · FDIC insured
First Independent Bank
A $147.6M bank headquartered in Aurora, MO, with 1 branch in Missouri.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: carrot has not captured enough rates to score this yet. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—1.00%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Independent Bank
First Independent Bank was founded in 1905 and is headquartered in Aurora, Missouri.
Originally established as the Bank of Seligman, it was renamed First Independent Bank in 1993 and now operates solely from its Aurora facility.
- Headquarters
- 1100 S Elliott Ave, Aurora, MO 65605
- FDIC certificate
- 18380 ↗
Branches
1 branch in Missouri
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Missouri
1 branch
- First Independent BankMain office1100 S Elliott Ave, Aurora, MO 65605Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.63% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.24% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $56 | $81 | — |
- CapitalLeverage ratio11.63%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.24%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$56Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Independent Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.